Credit union · NCUA insured
Education First Credit Union Savings Rates
Top CarrotEducation First Credit Union’s best savings rate is 3.85% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Education First Credit Union’s savings rates compare
Compared with banks and credit unions near Ogden, UT, where Education First Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Education First Credit Union
3.85%APY
- Minimum
- $0
- Earns on $10,000 a year
- $385
Money Market Account
Top rate
Deseret First Credit Union
4.10%APY
- Minimum
- $5
- Earns on $10,000 a year
- $410
2nd-highest rate
America First Credit Union
3.95%APY
- Minimum
- $0
- Earns on $10,000 a year
- $395
Education First Credit Union savings score
98
Savings score
Higher than 99% of U.S. banks and credit unions
- $1,000 balance$1,0003.85%
- $10,000 balance$10,0003.85%
- $100,000 balance$100,0003.85%
- QualifiedQualified3.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Education First Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
3.85%APY
Dividends paid monthly; tiered interest rate based on balance where higher balances earn higher rates.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRate stated as high as 3.85% APY; tiered interest rate based on balance; no opening deposit required.Any balance | 3.85% | $385 | Rate stated as high as 3.85% APY; tiered interest rate based on balance; no opening deposit required. |
Who can join Education First Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone living in Weber County is eligible for membership.
Military, government and schools
- Current and retired employees of the Ogden School District are eligible for membership.
- Current students and alumni of the Ogden School District are eligible for membership.
Family and household
- Families of Ogden School District current and retired employees, current students, and alumni are eligible for membership.
Membership information collected October 4, 2026.