Bank · FDIC insured
Colorado Federal Bank Savings Rates
Top CarrotColorado Federal Bank’s best savings rate is 3.85% APY on $10,000, with its High Yield Savings. Rates checked October 22, 2026.
How Colorado Federal Bank’s savings rates compare
Compared with banks and credit unions near Denver, CO, where Colorado Federal Bank has the most branches. $10,000, best rate first.
This bank’s best
Colorado Federal Bank
3.85%APY
- Requires
- None
- Earns on $10,000 a year
- $385
High Yield Savings
Top rate
Westerra Credit Union
6.00%APY
- Requires
- Another account
- Earns on $10,000 a year
- $600
2nd-highest rate
Solera
4.34%APY
- Requires
- None
- Earns on $10,000 a year
- $434
Colorado Federal Bank savings score
98
Savings score
Higher than 99% of U.S. banks and credit unions
- $1,000 balance$1,0003.85%
- $10,000 balance$10,0003.85%
- $100,000 balance$100,0003.90%
- QualifiedQualified3.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Colorado Federal Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Premier Savings
3.90%APY
Applicant must be a new customer to Colorado Federal Savings Bank, defined as not having maintained a savings account with the bank in the prior 60 days. Available for individuals only. Rate is variable and may change after the account is open.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50,000 and upApplicant must be a new customer who has not maintained a savings account with the bank in the prior 60 days.$50,000 and up | 3.90% | — | Applicant must be a new customer who has not maintained a savings account with the bank in the prior 60 days. |
Sources (1)
- coloradofederalbank.com/deposits · captured Sep 17, 2026
High Yield Savings
3.85%APY
Available for individuals only. Rate is variable and may change after the account is open.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1 and up | 3.85% | $385 |
Sources (1)
- coloradofederalbank.com/deposits · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.