Bank · FDIC insured
Commercial Trust Company
A $163.8M bank headquartered in Fayette, MO, with 2 branches in Missouri.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings943.81%at $1,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Commercial Trust Company
Commercial Trust Company was established in 1903 when a group of investors acquired the Commercial Bank of Fayette.
With branches in Fayette and Harrisburg, the bank serves local farmers, small business owners, and families across the mid-Missouri area.
- Headquarters
- 119 N Main St, Fayette, MO 65248
- FDIC certificate
- 9791 ↗
Branches
2 branches in Missouri
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Missouri
2 branches
- Commercial Trust Company of FayetteMain office119 N Main St, Fayette, MO 65248Directions
- Harrisburg Branch180 W Sexton St, Harrisburg, MO 65256Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.41% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.36% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.47% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $76 | $81 | — |
- CapitalLeverage ratio10.41%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.36%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.47%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$76Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Commercial Trust Company are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.