Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Kansas City, MO-KS metro
- 3.75%APY$375 a year on $10,000
Requirements
Product: One Name It Save It share per account. Six FREE withdrawals every rolling 12-month period from open date; $10.00 fee for all other withdrawals. Maximum balance is $1,000,000.00.
Offer: Dividends compounded and credited monthly based on calendar month average daily balance. Maximum balance to earn dividends is $1,000,000. Six free withdrawals per rolling 12 months, $10 per withdrawal thereafter.
3.68% interest rate · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - UMB BankUMB Retail Money MarketUMB Retail Money Market · $0 min · 0.10%–3.71% by balance
Bank · 33 branches
3.71%APY$371 a year on $10,000Requirements
Product: Interest rates and annual percentage yields (APYs) listed are for accounts opened online. Interest paid on tiered balances; debit card access; monthly service fee waiver option.
Offer: Tier I
0.10% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for UMB Retail Money Market Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier II 3.71% $25,000 – $50,000Tier III 3.71% $50,000 – $75,000Tier IV 3.71% $75,000 – $100,000Tier V 3.71% $100,000 – $1,000,000Tier VI 3.71% $1,000,000 and upTier VII 3.71% Rate checked
More details - 3.70%APY$370 a year on $10,000
Requirements
Product: Online only account. Interest compounded daily and credited calendar quarterly. $10 monthly fee waived with $10,000 average daily balance. 3 free withdrawals per month, $2 per withdrawal thereafter.
Offer: Applies when daily balance is below $10,000 or account is not enrolled in eStatements. Monthly fee waived with average daily balance of $10,000 or more.
0.05% interest rate · Compounded daily · $10 monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for High Yield eSavings Balance APY Up to $10,000 0.05% $10,000 and upYour amount 3.70% Rate checked
More details - 3.60%APY$360 a year on $10,000
Requirements
Product: Online only. High-yield online savings account available nationally. Interest is compounded monthly.
Offer: Online only. High-yield online savings account available nationally. Interest is compounded monthly.
3.54% interest rate · Compounded monthly · Effective Oct 16, 2026
Rate checked
More details - North American Savings BankUltimate SavingsSavings · $10,000 min · 0.01%–3.60% by balance
Bank · 9 branches
3.60%APY$360 a year on $10,000Requirements
Product: Online only. Blended interest rate. Rates only available in the Greater Kansas City (KS/MO) area.
Offer: Blended interest rate. Available online through nasb.com only.
Effective Sep 11, 2026
Rate by balance
Rate by balance for Ultimate Savings Balance APY Up to $50,000Your amount 3.60% $50,000 – $1,999,999 3.60% $2,000,000 and up 0.01% Rate checked
More details - CommunityAmerica Credit UnionAdvantage Money MarketAdvantage Money Market · $1,000 min
Credit union · 31 branches
3.20%APY$320 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to earn the APY.
Offer: Subject to a $10 monthly fee if balance falls below $1,000 at any time.
3.15% interest rate · Compounded daily · $10 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 3.02%APY$302 a year on $10,000
Rate by balance
Rate by balance for Velocity Money Market Balance APY Up to $24,999Your amount 3.02% Over $24,999 3.85% Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Links to free Super Cash Checking with automatic transfers of Super Cash earnings. Receipt of electronic statements is required to open and maintain the account.
Offer: When qualifications in linked Super Cash Checking account are met during each Monthly Qualification Cycle (at least 1 direct deposit/ACH transaction, and at least 20 debit card purchases each $5.00 or more).
Qualified rate · 2.95% interest rate · No monthly fee
Rate by balance
Rate by balance for Super Saver Balance APY Up to $20,000Your amount 3.00% $20,000 and up 0.05%* Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Requires a linked High Interest Checking or Cash Back Checking account. Limit of 1 account per Social Security Number. $25 minimum deposit to open. No recurring monthly maintenance fees.
Offer: Qualifying rate tier when linked checking account qualifications are met during the Monthly Qualification Cycle.
Qualified rate · 2.96% interest rate · Balance cap $50,000 · No monthly fee · Effective Sep 10, 2025
Rate checked
More details - 3.00%APY$300 a year on $10,000
2.96% interest rate · Effective Oct 5, 2026
Rate checked
More details - United Consumers Credit UnionPreferred Money MarketPreferred Money Market · $10,000 min · 2.80%–3.25% by balance
Credit union · 3 branches
3.00%APY$300 a year on $10,000Requirements
Product: $5 monthly fee applies for balances below $2,500. Includes 3 free withdrawals in-person, by mail, or pre-authorized/drafts/debit card transactions per month; $3 per transaction for the next 3 transactions, and $30 per transaction for 7 or more transactions.
2.76% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Preferred Money Market Balance APY $2,500 – $10,000 2.80% $10,000 – $50,000Your amount 3.00% $50,000 – $75,000 3.20% $75,000 and up 3.25% Rate checked
More details - 2.90%APY$290 a year on $10,000
Requirements
Product: May be opened in-branch or online. Variable-rate account; interest rate may change after account is opened. $5.00 Monthly Maintenance Fee can be avoided by maintaining an open Icon Checking Account or having an Average Ledger Balance cycle-to-date of $1,000.00 or more on the Analysis Date.
Offer: Variable-rate account. Avoid the $5.00 monthly fee with an open Icon Checking Account or an Average Ledger Balance cycle-to-date of $1,000.00 or more on the Analysis Date.
$5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 2.75%APY$275 a year on $10,000with conditions
Requirements
Product: No branch or call center access with this account. Earn 2.75% APY when you have $1,000+ in monthly Direct Deposit to a FIGFCU Checking account; earn the standard 1.75% APY without the Direct Deposit requirement. No maintenance fees or minimum balance requirement.
Offer: With Direct Deposit ($1,000+ monthly ACH Direct Deposit or Agent Net Check into a FIGFCU Checking account).
Qualified rate · No monthly fee
Rate checked
More details - 2.63%APY$263 a year on $10,000
Requirements
Product: Interest rate is 1.50% under the 13-week Treasury Bill Bank Discount rate. Interest accrues on first business day. $25 minimum deposit. Monthly fee of $10 if balance falls below $10,000. Paper statements ($4 each) waived if daily balance is at least $10,000 each day of the statement cycle. Withdrawals permitted on 2nd and 4th Wednesdays each month ($25 fee for exceptions). In-person opening required. Contact bank for current rates.
Offer: Current rate displayed; formula applies. Monthly charge waived if balance remains at least $10,000.
2.60% interest rate · $10 monthly fee
Rate checked
More details - Community Bank of Pleasant HillPremier Money Management AccountPremier Money Management Account · $25 min
Bank · 1 branch
2.63%APY$263 a year on $10,000Requirements
Product: The interest rate on Premier Money Management Savings is variable and can change at any time (historically formula-based at 1.50% under the 13-week Treasury Bill Bank Discount rate). Available only for in-person account opening; not available to open online. Monthly service charge of $10 applies if balance falls below $10,000. Withdrawals can be made on the 2nd and 4th Wednesdays of each month (or following day if holiday); a $25 fee applies to withdrawal exceptions. Paper statements delivered by mail are $4.00 per statement (fee waived if daily balance is at least $10,000 each day of the statement cycle).
Offer: Monthly service charge of $10 if balance falls below $10,000. In-person account opening only; not available online. Withdrawals permitted on 2nd and 4th Wednesdays of each month ($25 fee per exception). Rate can change at any time.
2.60% interest rate · $10 monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Kansas City, MO-KS metro
252 accounts at 91 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Kansas City, MO-KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 1st MidAmerica Credit UnionCredit union · 1 branch
- Nova Credit UnionCredit union · 1 branch
- CommunityAmerica Credit UnionCredit union · 31 branches