Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Cleveland, OH metro
- Century Federal Credit UnionMoney Market InnovatorMoney Market Innovator · $100 min · 0.50%–5.00% by balance
Credit union · 8 branches
5.00%APY$500 a year on $10,000intro rateRequirements
Product: Opening minimum $100. Earn 5% promotional rate for the lowest tier for 90 days.
Offer: Earn 5% promotional rate for the lowest tier for 90 days.
Promotional rate · Effective Sep 22, 2026
Rate by balance
Rate by balance for Money Market Innovator Balance APY $100 – $19,999Your amount 5.00% $20,000 – $74,999 0.60% $75,000 and up 0.50% Rate checked
More details - 4.25%APY$425 a year on $10,000intro rate
Requirements
Product: Offer effective 9/25/2026; available to new money and new customers only. Promotional APY is guaranteed for six months from account opening, after which standard variable rate applies. Fees may apply for early account closure.
Offer: Earns 0.10% APY. A $10 monthly service fee applies if minimum balance of $5,000 is not maintained.
Promotional rate · $10 monthly fee
Rate by balance
Rate by balance for High Yield Savings Account Balance APY Up to $5,000 0.10% $5,000 and upYour amountguaranteed for 6 months. 4.25% Rate checked
More details - 4.00%APY$400 a year on $10,000intro rate
Requirements
Product: Personal accounts only. $5 monthly maintenance charge waived with at least a $300 average daily collected balance, or by maintaining a Flagstar personal checking relationship, or if the primary account owner is 24 years of age or younger.
Offer: Standard non-promotional rate applies to balances under $10,000 ($0.01 or greater). $5 monthly maintenance fee waived if average daily collected balance is at least $300, or with an owner relationship on a Flagstar personal checking account with a balance of at least $0.01, or if primary account owner is 24 or younger.
Promotional rate · $5 monthly fee · Effective Oct 17, 2026
Rate by balance
Rate by balance for Flagstar Ready Savings Balance APY Up to $10,000 0.05% $10,000 and upYour amountMust be a new personal savings client and deposit new money. $1 minimum opening deposit. Reverts to standard non-promotional rate after 180 days. Early account closure fee may apply if closed within 180 days. 4.00% Rate checked
More details - 4.00%APY$400 a year on $10,000
Requirements
Product: Available in Ohio / eligible markets only. For new accounts. Product and feature availability may vary by location.
Offer: For new accounts. Available in eligible markets (Ohio only). Rate subject to change after account opening. Fees may reduce earnings.
No monthly fee · Effective Mar 30, 2026
Rate checked
More details - Pathways Financial Credit UnionPromotional Money Market AccountPromotional Money Market Account · $2,500 min
Credit union · 1 branch
4.00%APY$400 a year on $10,000intro rateRequirements
Product: Available only on new Promotional Money Market accounts opened between August 1, 2026 and September 30, 2026. Funds must be new to Pathways Financial Credit Union and transferred from another financial institution; existing Pathways deposits and existing Money Market accounts do not qualify. Promotional rate applies through January 31, 2027; after January 31, 2027, automatically converts to a standard Pathways Money Market Account.
Offer: Promotional APY earned through January 31, 2027 on qualifying new money with a minimum balance of $2,500.
Promotional rate · 3.93% interest rate · Effective Aug 1, 2026
Rate checked
More details - 3.75%APY$375 a year on $10,000with conditions
Requirements
Product: Requires checking account. Monthly service fee $0, minimum balance $0.
Qualified rate · No monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Smart Savings Balance APY Up to $10,000Your amount 3.75% $10,000 – $25,000APY ranges from 3.75% to 3.00%. 3.00% $25,000 – $100,000,000APY ranges from 3.00% to 0.75%. 0.75% Rate checked
More details - 3.50%APY$350 a year on $10,000with conditions
Requirements
Product: High-yield savings account. Not available for Minors, Rep Payee, Guardianship or Business accounts/members. Dividends calculated by the daily balance method. Higher rate requires qualifying monthly account requirements: Direct Deposit totaling $1,000 or more in aggregate posting to any 7 17 account owned; eStatements enrollment; and net balance increase of $250 or more over prior month ending balance.
Offer: Standard base tier or when monthly account requirements are not met.
Qualified rate · 0.08% interest rate · Effective Mar 2, 2026
Rate by balance
Rate by balance for Velocity Savings Balance APY Up to $5,000 0.08% $5,000 and upYour amountRequires meeting monthly account criteria: $1,000+ aggregate direct deposit, active eStatements, and $250+ net balance increase month-over-month. 3.50% Rate checked
More details - 3.45%APY$345 a year on $10,000
Requirements
Product: Aggregate deposit balances limited to $1 million per tax identification number. Minimum deposit to open is $500 for accounts opened in a retail branch and $1,000 for accounts opened online. Minimum balance necessary to obtain disclosed APY is $500.00. Quarterly minimum balance fee of $3.00 if daily balance drops below $500 any day of the quarter. Fee of $15.00 assessed if account is closed within 6 months of opening.
Offer: Online rate. Online opening minimum is $1,000. Minimum balance to earn APY tier stated as $0.01+.
3.41% interest rate
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 76 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 76 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - Monet BankMoney Market AccountMoney Market Account · $2,500 min · 0.00%–3.35% by balance
Bank · 1 branch
3.10%APY$310 a year on $10,000Requirements
Product: No fixed terms or maturities. Aggregate deposit balances limited to $1 million per tax identification number. Minimum deposit to open is $1,000 for branch accounts and $2,500 for online accounts.
Offer: Monthly minimum balance fee of $10.00 assessed if daily balance drops below $1,000 any day of statement cycle.
0.00% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $999 0.00% $1,000 – $24,999Your amount 3.10% $25,000 and up 3.35% Rate checked
More details - 2.50%APY$250 a year on $10,000with conditions
Requirements
Product: Requires a minimum new money increase of $25,000 based on the savings owner(s) average daily balances during the past 30 days. Monthly service fee of $35 if minimum balance of $25,000 is not met. Checking account required for best APY.
Offer: $25,000 new money minimum based on average daily balances during the past 30 days. Checking account required for best APY.
Qualified rate · $35 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Platinum Savings Balance APY Up to $25,000Your amount 2.50% $25,000 – $100,000 3.50% $100,000 – $5,000,000 3.75% $5,000,000 – $100,000,000 2.50% Rate checked
More details - All Saints Federal Credit UnionMoney Market Savings AccountsMoney Market Savings Accounts · $5,000 min · 2.27%–2.52% by balance
Credit union · 3 branches
2.27%APY$227 a year on $10,000Requirements
Product: Must maintain a minimum daily balance of $5,000.00 to earn dividends. Minimum withdrawal amount of $500.00. If the account is closed within 180 days of its opening, no dividends will be paid. Per Regulation D, no more than 6 withdrawals/ transfers per month and 3 of those made by checks.
Offer: Must maintain a minimum daily balance of $5,000.00 to earn dividends. Minimum withdrawal amount of $500.00.
2.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Accounts Balance APY $5,000 – $75,000Your amount 2.27% $75,000 and up 2.52% Rate checked
More details - Conneaut SavingsRelationship Money Market AccountRelationship Money Market Account · $1,000 min · 1.00%–3.55% by balance
Bank · 1 branch
2.27%APY$227 a year on $10,000with conditionsRequirements
Product: Service fee of $10 per month, waived by maintaining an account balance of $2,500 or a relationship account balance of $5,000. Transactions are limited. Relationship bonus rates require maintaining an active Great Relationship or Great Relationship Plus account with CSB (transaction at least once every 12 months); rates and APYs are not available to deposit brokers.
Offer: Relationship Bonus rate. Requires maintaining an active Great Relationship or Great Relationship Plus account with CSB (transaction at least once every 12 months). Not available to deposit brokers. Monthly compounding. To waive the $10 monthly service fee, maintain a balance of $2,500 in the account or a relationship account balance of $5,000.
Qualified rate · 1.00% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Relationship Money Market Account Balance APY Up to $2,499 1.00% $2,500 – $24,999Your amount 2.27% $25,000 and up 3.55% Rate checked
More details - Ukrainian Federal Credit UnionMoney MarketMoney Market · $500 min · 0.10%–3.30% by balance
Credit union · 1 branch
2.02%APY$202 a year on $10,000Requirements
Product: No monthly maintenance fee. Minimum balance and minimum balance to earn dividends is $500. Limit of 3 withdrawals per month before a fee is imposed, with a minimum of $100 per withdrawal.
Offer: Minimum daily balance and balance to earn dividends is $500. Up to 3 withdrawals per month before a fee is imposed; minimum $100 per withdrawal.
0.10% interest rate · No monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Balance APY $500 – $2,500 0.10% $2,500 – $25,000Your amount 2.02% $25,000 – $100,000 2.53% $100,000 – $250,000 3.04% $250,000 – $1,000,000 3.30% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Cleveland, OH metro
152 accounts at 64 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 2.02%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Cleveland, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 2 branches
- Commstar Credit UnionCredit union · 2 branches
- Achieve CUCredit union · 3 branches