Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1126–1140 of 12,445 results
- Boulder Dam Credit UnionPrimary SavingsSavings · $5 min
Credit union · Add a location to see nearby branches
2.02%APY$202 a year on $10,000Requirements
Offer: Dividends are paid and compounded monthly based on average daily balance. Minimum balance to earn dividends is $5. Rates subject to change.
2.00% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Reading Berks Employees Credit UnionShare AccountSavings · $25 min
Credit union · Add a location to see nearby branches
2.02%APY$202 a year on $10,000Requirements
Product: To become a member of the RBSECU you must be an Employee of a Berks County School District. A Total of $26.00 must accompany this card to join the credit union ($1.00 Membership Fee, $25.00 Share (Savings Deposit)).
Offer: Current Dividend Rate: 2.0 %.
2.00% interest rate
Rate checked
More details - Division 819 Transit Employees Credit UnionSavingsSavings · $100 min · 0.50%–2.02% by balance
Credit union · Add a location to see nearby branches
2.02%APY$202 a year on $10,000Requirements
Product: Dividends are based on Credit Union earnings and paid quarterly on the 1st of January, April, July, and October. All accounts must keep a minimum balance of $100.00 at all times. Quarterly statements are mailed for no fee ($15.00 fee per requested re-print).
0.50% interest rate · Effective Jan 23, 2023
Rate by balance
Rate by balance for Savings Balance APY $100 – $4,999 0.50%* $5,000 – $9,999 0.75%* $10,000 and upYour amount 2.02%* Rate checked
More details - Ancorum Credit UnionGolden Rate Fund PlusGolden Rate Fund Plus · $5,000 min · 0.00%–2.38% by balance
Credit union · Add a location to see nearby branches
2.02%APY$202 a year on $10,000Requirements
Product: Minimum check withdrawal of $500.00. Write up to three checks per month. Penalties apply for writing checks under the minimum withdrawal amount and for exceeding three checks per month. No penalty is assessed if balance falls below $5,000, but the account will not earn dividends if balance falls below $5,000 during the month.
0.00% interest rate · Effective Mar 27, 2025
Rate by balance
Rate by balance for Golden Rate Fund Plus Balance APY Up to $100 0.00% $100 – $1,000 0.00% $1,000 – $5,000 0.00% $5,000 – $25,000Your amount 2.02% $25,000 – $50,000 2.17% $50,000 – $100,000 2.27% $100,000 and up 2.38% Rate checked
More details - Ancorum Credit UnionGolden Rate FundGolden Rate Fund · $1,000 min · 0.00%–2.38% by balance
Credit union · Add a location to see nearby branches
2.02%APY$202 a year on $10,000Requirements
Product: Minimum withdrawal amount of $250.00. If balance drops below the minimum balance of $1,000, the account will be closed and the remaining funds transferred to the Member Savings account.
0.00% interest rate · Effective Mar 27, 2025
Rate by balance
Rate by balance for Golden Rate Fund Balance APY Up to $100 0.00% $100 – $1,000 0.00% $1,000 – $5,000 0.50% $5,000 – $25,000Your amount 2.02% $25,000 – $50,000 2.17% $50,000 – $100,000 2.27% $100,000 and up 2.38% Rate checked
More details - Ancorum Credit UnionGolden Rate Fund PlusSavings · $5,000 min · 0.00%–2.38% by balance
Credit union · Add a location to see nearby branches
2.02%APY$202 a year on $10,000Requirements
Product: Min balance $5,000 to keep account open; else closed and funds transferred to Member Savings. Min withdrawal $500. Dividends compounded monthly.
0.00% interest rate · Compounded monthly · Effective Mar 27, 2025
Rate by balance
Rate by balance for Golden Rate Fund Plus Balance APY Up to $100 0.00% $100 – $1,000 0.00% $1,000 – $5,000 0.00% $5,000 – $25,000Your amount 2.02% $25,000 – $50,000 2.17% $50,000 – $100,000 2.27% $100,000 and up 2.38% Rate checked
More details - Jackson Savings BankMoney Market Passbook AccountMoney Market Passbook Account · $1,000 min
Bank · Add a location to see nearby branches
2.02%APY$202 a year on $10,000Requirements
Offer: Variable rate. Fees may reduce earnings. Offer has no scheduled end date and may be withdrawn at any time.
Effective Mar 20, 2026
Rate checked
More details - eCO Credit UnionMoney Market AccountMoney Market Account · $1,000 min
Credit union · Add a location to see nearby branches
2.02%APY$202 a year on $10,000Requirements
Product: Minimum opening deposit of $1,000.00. Must maintain a minimum average daily balance of $1,000.00 to obtain disclosed APY. Interest compounded and credited monthly. Transaction limitations of up to 6 withdrawals or transfers per month (maximum 3 by check, draft, or debit card). Minimum deposit of $100.00 per deposit.
Offer: Must maintain a minimum average daily balance of $1,000.00 to obtain disclosed APY. Minimum opening deposit $1,000.00. Transaction limit of 6 withdrawals/transfers per monthly statement period (maximum 3 by check). Minimum deposit $100.00.
Rate checked
More details - Healthcare Services Credit UnionMoney MarketMoney Market · $2,500 min · 2.02%–2.53% by balance
Credit union · Add a location to see nearby branches
2.02%APY$202 a year on $10,000Requirements
Product: Minimum balance to open is $2,500. Maintain this balance to earn dividends.
2.00% interest rate · Effective Aug 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 2.02% $2,501 – $8,000 2.02% $8,001 – $25,000Your amount 2.02% $25,001 – $50,000 2.02% $50,001 – $75,000 2.27% $75,001 and up 2.53% Rate checked
More details - Luminate BankMoney Market SavingsMoney Market Savings · $0 min · 1.76%–2.78% by balance
Bank · Add a location to see nearby branches
2.02%APY$202 a year on $10,000Requirements
Product: Minimum balance of $1,000 to avoid $10 monthly fee.
Offer: Minimum balance of $1,000 to avoid $10 monthly fee.
1.75% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Savings Balance APY Over $0 1.76% $10,000 and upYour amount 2.02% $250,000 and up 2.53% $1,000,000 and up 2.78% Rate checked
More details - American State BankHigh Yield SavingsSavings · $10,000 min
Bank · Add a location to see nearby branches
2.02%APY$202 a year on $10,000Requirements
Product: Minimum balance of $10,000 to open. Minimum withdrawal of $1,000. Interest is compounded daily and credited to the account monthly. Variable rate subject to change on the 15th of each month based on the 3 month U.S. Treasury Bill. If balance falls below the $10,000.00 minimum, rate converts to ASB Regular Savings rate for the days that the balance is under the minimum.
Offer: Minimum balance of $10,000 to open. Rate subject to change on the 15th of each month based on the 3 month U.S. Treasury Bill. If balance falls below $10,000.00, rate converts to ASB Regular Savings rate for days under minimum.
2.00% interest rate · Compounded daily · Effective Jun 28, 2023
Rate checked
More details - Leading Edge Credit UnionEdge Money MarketEdge Money Market · $2,500 min
Credit union · Add a location to see nearby branches
2.02%APY$202 a year on $10,000Requirements
Product: All savings accounts require ownership of at least one $5.00 share in the credit union to open the account. Minimum deposit of $50.00 per deposit and minimum withdrawal of $500.00 per transfer or withdrawal. Limit of 6 withdrawals or transfers per month (excess withdrawal fee applies). A daily balance of $2,500 is required to earn APY.
Offer: Minimum balance required to earn APY is $2,500.00.
2.00% interest rate · Effective Mar 1, 2026
Rate checked
More details - SSB BankPremium Money MarketPremium Money Market · $1,000 min · 0.00%–2.32% by balance
Bank · Add a location to see nearby branches
2.02%APY$202 a year on $10,000with conditionsRequirements
Product: Requires a recurring direct deposit into an SSB Checking Account.
Offer: Requires a recurring direct deposit into an SSB Checking Account.
Qualified rate · 0.00% interest rate · Effective Sep 14, 2026
Rate by balance
Rate by balance for Premium Money Market Balance APY $1,000 – $2,500 0.00% $2,500 – $50,000Your amount 2.02% $50,000 and up 2.32% Rate checked
More details - CommonWealth Credit UnionStarphire Rewards SavingsSavings · 1.01%–2.02% by balance
Credit union · Add a location to see nearby branches
2.02%APY$202 a year on $10,000with conditionsRequirements
Product: Must meet monthly qualification of Starphire Rewards Checking (post and clear at least 10 debit card transactions, signed up for E-Statements, direct deposit or 1 ACH withdrawal per month). If qualifications are not met, earns the current savings rate on all balances. One account per SSN. Not for business accounts.
Offer: Rate applies up to first $15,000 on deposit when Starphire Rewards Checking monthly qualifications are met.
Qualified rate · 2.00% interest rate
Rate by balance
Rate by balance for Starphire Rewards Savings Balance APY Up to $15,000Your amount 2.02%* $15,001 and up 1.01%* Rate checked
More details - McKesson & Healthcare Providers FCUSelect Share Money MarketSelect Share Money Market · $1 min · 0.05%–2.79% by balance
Credit union · Add a location to see nearby branches
2.02%APY$202 a year on $10,000with conditionsRequirements
Product: Requires a MAHPFCU suffix opened under the same Member Number with a total monthly direct deposit of $500 or more (established within 60 days of opening). If the account fails to meet eligibility, a default rate of 0.05% APY applies.
Offer: Default interest rate if account fails to meet direct deposit eligibility requirement ($500/month)
Qualified rate · No monthly fee · Effective Nov 1, 2025
Rate by balance
Rate by balance for Select Share Money Market Balance APY Any balance 0.05% Up to $25,000Your amountLevel I; variable blended APY of 2.02% (or 2.02%-2.02%); requires $500/month qualifying direct deposit 2.02% $25,000 – $50,000Level II; variable blended APY range 2.02%-2.15%; requires $500/month qualifying direct deposit 2.28%* $50,000 – $100,000Level III; variable blended APY range 2.15%-2.34%; requires $500/month qualifying direct deposit 2.53%* $100,000 – $250,000Level IV; variable blended APY range 2.34%-2.48%; requires $500/month qualifying direct deposit 2.58%* $250,000 – $500,000Level V; variable blended APY range 2.48%-2.61%; requires $500/month qualifying direct deposit 2.74%* $500,000 and upLevel VI; variable blended APY range 2.61%-2.79%; requires $500/month qualifying direct deposit 2.79%* Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay nationwide
12,445 accounts at 4,887 banks and credit unions · checked Oct 22–25
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Top Carrot institutions
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