Credit union · NCUA insured
Leading Edge Credit Union
A $146M credit union headquartered in Worthington, MN, with 12,087 members and 5 branches in Minnesota. Best rates: CDs 3.49% and savings 2.02% APY.
Leading Edge Credit Union Carrot Score
81
Carrot Score
Higher than 56% of U.S. banks and credit unions
#2 of 6 in Marshall, MN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Leading Edge Credit Union
Leading Edge Credit Union was founded in 1986.
The credit union serves the communities of Southwest Minnesota.
- Headquarters
- 1127 Ryans Rd, Worthington, MN 56187
- NCUA charter
- 66867
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live in one of the credit union's 20 counties are eligible to join.
- Individuals who work in one of the credit union's 20 counties are eligible to join.
- Individuals who worship in one of the credit union's 20 counties are eligible to join.
Military, government and schools
- Individuals who attend school in one of the credit union's 20 counties are eligible to join.
Family and household
- Blood or adoptive relatives of a current member are eligible to join.
Cost to join
- Membership requires a $5 deposit to a share account / Primary Savings Account with a $5 minimum balance to establish and maintain membership.
Branches
5 branches in Minnesota
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Minnesota
5 branches
Worthington area · 1
- WorthingtonMain office1127 Ryans Rd, Worthington, MN 56187Directions
Fulda area · 1
- Fulda205 N St Paul Ave, Fulda, MN 56131Directions
Jackson area · 1
- Jackson169 Industrial Park, Jackson, MN 56143Directions
Marshall area · 1
- Marshall1406 E College Dr Ste 100, Marshall, MN 56258Directions
Windom area · 1
- Windom850 1st Ave N, Windom, MN 56101Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.95% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.96% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.29% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $88 | $76 | — |
- CapitalNet worth ratio8.95%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.96%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.29%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$88Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Leading Edge Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.