Bank · FDIC insured
American State Bank Savings Rates
American State Bank’s best savings rate is 2.02% APY on $10,000, with its High Yield Savings. Rates checked October 16, 2026.
How American State Bank’s savings rates compare
Compared with banks and credit unions near Grand Forks, ND-MN, where American State Bank has the most branches. $10,000, best rate first.
This bank’s best
American State Bank
2.02%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $202
High Yield Savings
2nd-highest rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
3rd-highest rate
United Valley Bank
1.50%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $150
American State Bank savings score
89
Savings score
Higher than 87% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0002.02%
- $100,000 balance$100,0002.02%
- QualifiedQualified2.02%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where American State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
High Yield Savings
2.02%APY
Minimum balance of $10,000 to open. Minimum withdrawal of $1,000. Interest is compounded daily and credited to the account monthly. Variable rate subject to change on the 15th of each month based on the 3 month U.S. Treasury Bill. If balance falls below the $10,000.00 minimum, rate converts to ASB Regular Savings rate for the days that the balance is under the minimum.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10,000 and upMinimum balance of $10,000 to open. Rate subject to change on the 15th of each month based on the 3 month U.S. Treasury Bill. If balance falls below $10,000.00, rate converts to ASB Regular Savings rate for days under minimum.$10,000 and up | 2.02% | $202 | Minimum balance of $10,000 to open. Rate subject to change on the 15th of each month based on the 3 month U.S. Treasury Bill. If balance falls below $10,000.00, rate converts to ASB Regular Savings rate for days under minimum. |
Regular Savings
0.20%APY
Interest is compounded daily and paid quarterly. Variable rate; rate may change after account opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance. No service charges. Variable rate.Any balance | 0.20% | $20 | No minimum balance. No service charges. Variable rate. |
Special-purpose accounts
IRA
2.43%APY
Variable interest rate. Covers Traditional IRA, Roth IRA, and SEP retirement plans.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate; rate may change after account opening.Any balance | 2.43% | $243 | Variable rate; rate may change after account opening. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.