Credit union · NCUA insured
Healthcare Services Credit Union Savings Rates
Top CarrotHealthcare Services Credit Union’s best savings rate is 2.02% APY on $10,000, with its Money Market. Rates checked October 15, 2026.
How Healthcare Services Credit Union’s savings rates compare
Compared with banks and credit unions near Chattanooga, TN-GA, where Healthcare Services Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Healthcare Services Credit Union
2.02%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $202
Money Market
Top rate
SmartBank
4.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
2nd-highest rate
FirstBank
3.40%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $340
Healthcare Services Credit Union savings score
88
Savings score
Higher than 84% of U.S. banks and credit unions
- $1,000 balance$1,0000.01%
- $10,000 balance$10,0002.02%
- $100,000 balance$100,0002.53%
- QualifiedQualified2.02%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Healthcare Services Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
2.02%APY
Minimum balance to open is $2,500. Maintain this balance to earn dividends.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 2.02% | — |
| $2,501 – $8,000 | 2.02% | — |
| $8,001 – $25,000 | 2.02% | $202 |
| $25,001 – $50,000 | 2.02% | — |
| $50,001 – $75,000 | 2.27% | — |
| $75,001 and up | 2.53% | — |
Primary Share Account
0.01%APY
Basic Share (savings) account with an initial deposit of $25 which is required to be a member (returned should you leave membership). Dividends are paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMust maintain a daily balance of $25 in your account to earn dividends.$25 and up | 0.01% | $1 | Must maintain a daily balance of $25 in your account to earn dividends. |
Special-purpose accounts
IRA Accumulation Accounts
2.02%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMust maintain a daily balance of $25 in your account to earn dividends.$25 and up | 2.02% | $202 | Must maintain a daily balance of $25 in your account to earn dividends. |
Sources (1)
- hscu.net/saving-rates · captured Sep 18, 2026
Seniors Savers Club
0.75%APY
Must be 55 years old or wiser to join. No fee to join. Open with as little as $800 and maintain balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $800 – $2,499Available to members 55 years old or wiser. | 0.50% | — | Available to members 55 years old or wiser. |
| $2,500 – $10,000Available to members 55 years old or wiser. | 0.75% | $75 | Available to members 55 years old or wiser. |
| $10,001 – $25,000Available to members 55 years old or wiser. | 1.00% | — | Available to members 55 years old or wiser. |
| $25,001 and upAvailable to members 55 years old or wiser. | 1.25% | — | Available to members 55 years old or wiser. |
Who can join Healthcare Services Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.