Best high-yield savings rates

Requirements

Product: Requires linked Kasasa Cash checking account. APY based on Average Daily Balance method. Qualifications per cycle in Kasasa Cash: at least 12 debit card purchases post and settle, enrolled and log into Online Access, enrolled and receive eStatements, and at least 1 net direct deposit post and settle. Limit one account per SSN. Automatic transfers of Kasasa Cash rewards into Kasasa Saver. No monthly service fee.

Offer: All balances if account qualifications are not met. Entire daily balance earns 0.05% APY.

Requirements

Product: Requires linked Liberty+ checking account. APY based on Average Daily Balance method. Limit one account per household. Qualifications met via linked Liberty+ checking account credit card usage (Platinum, Gold, or Silver tiers). Non-compounding dividends credited on first processing/business day of following statement cycle.

Offer: All balances if account qualifications are not met. Entire daily balance earns 0.05% APY.

Requirements

Product: Must be bundled with Signature Cash Back Checking or Signature High-Yield Checking and enrolled in Online Branch or SFCU Mobile Banking App service. Only one Signature High-Yield Savings account per membership. Not a stand-alone product. If linked checking account qualifications are met during monthly cycle, qualifying rates apply; otherwise base rate applies. If checking account is closed, converts to standalone savings account.

Offer: Qualifying tier on balances of $100,000.00 and below when monthly checking qualifications are met (15 debit card transactions, 1 direct deposit of $500, e-statements).

Requirements

Product: Sound membership with a Prime Savings account is required. Anyone who lives or works in WA can join. Over 3 checks per month incurs a $10 fee per check.

Offer: Dividends compounded and credited monthly. No monthly fee. Rates and fees are subject to change.

Requirements

Product: Offers apply to personal non-IRA accounts only. Rate may change after account is opened. Charges for specific services may reduce earnings.

Offer: Rate may change after account is opened. Charges for specific services may reduce earnings.

Requirements

Product: Requires at least one year of DFCU membership, a $10,000 average balance maintained over the past 12 months, and a $10,000 minimum opening deposit. Funds placed with FDIC-insured banks and NCUA-insured credit unions. No withdrawal restrictions.

Offer: Requires 1-year DFCU membership and $10,000 average balance maintained over past 12 months. $10,000 opening deposit required.

Requirements

Product: Requires a linked eligible SBSU checking account (SBSU High Interest Checking, SBSU Cash Back Checking, SBSU Eats Checking, or SBSU Play Checking). To qualify for the higher rate, each Monthly Qualification Cycle must have at least 12 debit card transactions, at least 2 direct deposit, ACH payment, or ACH credit transactions, and enrollment in eStatements. Variable rate account.

Offer: Qualifying rate on daily balances up to $50,000 when linked checking account meets monthly qualifications.

Requirements

Product: Membership eligibility requirements apply. A minimum of $5 must be maintained in a Primary Savings account to have access to all products and services. No monthly service fees.

Requirements

Product: Minimum to open is $25. Minimum daily balance to earn APY is $0.01. If the account owner is under the age of 18, the account must be a joint with a parent or guardian. Avoid $2 monthly paper statement fee with eStatements (account holders age 65 or over are exempt). Rate is variable and subject to change at any time. Must visit a branch to open.

Requirements

Product: Links to free Kasasa Cash or Kasasa Cash Back checking. Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings. Free e-statements required.

Offer: Qualifications met in linked Kasasa Cash or Kasasa Cash Back account (at least 1 direct deposit/ACH credit, at least 15 debit card purchases, enrolled in e-statements).

Requirements

Product: Balances between $10,000 and $99,999.99 earn 2.00% APY; less than $10,000 or greater than or equal to $100,000 earn 1.00% APY. Rates subject to change. Interest is compounded daily and posted monthly.

Offer: Balances less than $10,000 earn 1.00% APY.

Requirements

Product: To open a new Max Yield Money Market account, you must currently have an active Max Yield Checking account. Must maintain a minimum daily balance of $2,500.00 to avoid the $10.00 service charge and to obtain the disclosed APY. If the checking account is closed at any time of the month, the account will pay the current Personal Money Market rate of interest.

Offer: Must maintain a minimum daily balance of $2,500.00 to avoid the $10.00 service charge and to obtain the disclosed APY. Must have an active Max Yield Checking Account to obtain the higher rate of interest.

Requirements

Product: Variable rate. Digital access. New money only. $200 daily minimum balance to avoid a $5 monthly maintenance fee. Minimum daily balance of $0.01 required to obtain APY. Offer available to existing or closed savings account customers of Wintrust Financial Corporation & its subsidiaries or employees.

Offer: With qualifying activities: open new Statement Savings Advanced account, mention offer or visit URL provided, and deposit new money at account opening. Minimum daily balance of $0.01 required to obtain APY. $200 daily minimum balance to avoid a $5 monthly maintenance fee. Variable rate. Offer subject to change at any time.

Requirements

Product: Must be New Money not on deposit with Credit Union 1 within the last 12 months and transferred from a different financial institution. No CU1 to CU1 balance transfers permitted.

Offer: Must be New Money deposited into the account. No minimum deposit to open and no monthly maintenance fees. Minimum balance of $1 to earn dividends. Dividends paid on the last day of the month and compounded monthly.

Requirements

Product: Must have Interest Rewards Checking or Cash Back Rewards Checking to enroll. To earn qualifying rate, have at least 5 debit card purchases (each at least $5.00) post and settle per monthly qualification cycle, and be enrolled in online banking and eStatements. No recurring monthly service charges unless closed within first 90 days.

Offer: When qualifications are met (at least 5 debit card purchases of at least $5.00 posted and settled per monthly qualification cycle, and enrolled in online banking and eStatements). Must have Interest Rewards or Cash Back Rewards checking. No recurring monthly service fee.