Credit union · NCUA insured
44 North Credit Union Savings Rates
44 North Credit Union’s best savings rate is 0.40% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How 44 North Credit Union’s savings rates compare
Compared with banks and credit unions near Albany, OR, where 44 North Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
44 North Credit Union
2.00%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $200
KASASA® Saver
Top rate
Peak Credit Union
5.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
WaFd Bank
3.82%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $382
44 North Credit Union savings score
81
Savings score
Higher than 56% of U.S. banks and credit unions
- $1,000 balance$1,0000.40%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0000.40%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where 44 North Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
KASASA® Saver
Up to 2.00%APY
Links to free Kasasa Cash or Kasasa Cash Back checking. Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings. Free e-statements required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000Qualifications met in linked Kasasa Cash or Kasasa Cash Back account (at least 1 direct deposit/ACH credit, at least 15 debit card purchases, enrolled in e-statements). | 2.00% | $200 | Qualifications met in linked Kasasa Cash or Kasasa Cash Back account (at least 1 direct deposit/ACH credit, at least 15 debit card purchases, enrolled in e-statements). |
| Any balanceBase rate applied to all balances if qualifications are not met in Kasasa Cash or Kasasa Cash Back. | 0.05% | $5 | Base rate applied to all balances if qualifications are not met in Kasasa Cash or Kasasa Cash Back. |
Sources (1)
- 44northcu.org/kasasa-saver · captured Oct 22, 2026
Money Market
0.40%APY
Minimum balance of $1,000. Dividends calculated monthly, paid monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upMinimum balance to earn dividend is $1,000. Dividends calculated monthly, paid monthly.$1,000 and up | 0.40% | $40 | Minimum balance to earn dividend is $1,000. Dividends calculated monthly, paid monthly. |
Sources (1)
- 44northcu.org/savings · captured Sep 15, 2026
Insurance Savings
0.05%APY
Dividends calculated monthly, paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn dividends is $100. Dividends calculated monthly, paid quarterly.$100 and up | 0.05% | $5 | Minimum balance to earn dividends is $100. Dividends calculated monthly, paid quarterly. |
Sources (1)
- 44northcu.org/savings · captured Oct 22, 2026
Share Savings
0.05%APY
A $25 deposit establishes membership with the credit union. Dividends calculated monthly, paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn dividends is $100. Dividends calculated monthly, paid quarterly.$100 and up | 0.05% | $5 | Minimum balance to earn dividends is $100. Dividends calculated monthly, paid quarterly. |
Sources (1)
- 44northcu.org/savings · captured Oct 22, 2026
Special-purpose accounts
IRA Savings
0.10%APY
Offers traditional, Roth and Educational IRAs. Dividends calculated monthly, paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required for dividend. Dividends calculated monthly, paid quarterly.Any balance | 0.10% | $10 | No minimum balance required for dividend. Dividends calculated monthly, paid quarterly. |
Sources (1)
- 44northcu.org/savings · captured Oct 22, 2026
Star Savers and Christmas Club
0.05%APY
Covers Christmas Club and Youth Savings (Teens Star Saver Club ages 13-18 and Kids Star Saver Club ages 0-12). Christmas Club has no monthly service fee and allows withdrawal anytime in November & December with no penalty. Youth membership requires $5. Dividends calculated monthly, paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required for dividend. Dividends calculated monthly, paid quarterly. No monthly service fee on Christmas Club.Any balance | 0.05% | $5 | No minimum balance required for dividend. Dividends calculated monthly, paid quarterly. No monthly service fee on Christmas Club. |
Sources (1)
- 44northcu.org/savings · captured Oct 22, 2026
Who can join 44 North Credit Union
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