Bank · FDIC insured
State Bank of Southern Utah Savings Rates
Top CarrotState Bank of Southern Utah’s best savings rate is 1.00% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How State Bank of Southern Utah’s savings rates compare
Compared with banks and credit unions near St. George, UT, where State Bank of Southern Utah has the most branches. $10,000, best rate first.
This bank’s best
State Bank of Southern Utah
2.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $200
SBSU Saver
Top rate
Deseret First Credit Union
4.10%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $410
2nd-highest rate
America First Credit Union
3.95%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $395
State Bank of Southern Utah savings score
87
Savings score
Higher than 78% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0002.53%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where State Bank of Southern Utah ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
1.00%APY
Start earning interest with a balance of at least $500. Maintain a balance of at least $2500 to avoid fees ($8 per month). Transactions restricted to no more than 6 convenience withdrawals per monthly cycle; over-the-limit withdrawals cost $10 each.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 – $25,000 | 1.00% | $100 |
| $25,000 – $100,000 | 1.76% | — |
| $100,000 – $500,000 | 2.53% | — |
| $500,000 and up | 3.56% | — |
Savings Account
0.20%APY
Six free withdrawals per month with a $5 fee for each additional withdrawal; no limits on ATM or in-person withdrawals. Supports automatic transfers from checking accounts. Variable rate account; rate may change after account is opened.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
SBSU Saver
0.00%APY on $10,000
Requires a linked eligible SBSU checking account (SBSU High Interest Checking, SBSU Cash Back Checking, SBSU Eats Checking, or SBSU Play Checking). To qualify for the higher rate, each Monthly Qualification Cycle must have at least 12 debit card transactions, at least 2 direct deposit, ACH payment, or ACH credit transactions, and enrollment in eStatements. Variable rate account.
| Part of the balance | Rate on that part |
|---|---|
| $50,000 and up | 0.75% |
On $10,000 the tiers blend to about 0.00% APY, earning $0 a year.
Special-purpose accounts
Traditional IRA
2.52%APY
Tax-advantaged retirement savings account. Variable rate account. Rate may change after the account is opened.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $25,000 | 2.52% | $252 |
| $25,000 – $250,000 | 3.03% | — |
| $250,000 and up | 3.55% | — |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.