Best high-yield savings rates

Requirements

Product: Dividends calculated daily and credited quarterly. Dividends begin earning with a balance of $100 or more. Must maintain a $5 minimum share balance to open and maintain membership.

Offer: Dividends calculated daily and credited quarterly. Requires $100 minimum balance to earn dividends.

Requirements

Offer: Minimum balance to earn stated rate is $25. Rates effective as of 9/14/2026.

Requirements

Product: Waive the $25 monthly service charge by maintaining a minimum daily balance of $10,000. A minimum balance fee of $25 will be imposed every cycle if the daily balance falls below $10,000 any day of the month.

Offer: Must maintain a minimum balance of at least $10,000 each day in order to obtain the disclosed annual percentage yield; monthly fee waived with minimum daily balance of $10,000.

Requirements

Product: Links to High Yield Checking or Cash Back Checking. No monthly maintenance fees.

Offer: When linked checking qualifications are not met during the Monthly Qualification Cycle.

Requirements

Product: Membership eligibility required.

Requirements

Product: Up to 4 withdrawals per month without a service charge. $2.00 monthly service charge is waived for primary account holders under age 18 or 50 years or better, or with an average balance of $200.00.

Offer: Monthly service charge of $2.00 is waived if average balance is $200.00 or if account holder is under 18 or 50+ years old.

Requirements

Product: Requires a linked Kasasa Cash or Kasasa Cash Back checking account. To earn qualifying rates, the linked checking account must have at least 1 ACH credit or payment post and settle, at least 15 debit card purchases post and settle, and enrollment in eStatements per Monthly Qualification Cycle. No monthly service fee.

Offer: Non-qualifying rate: Earned on all balances if monthly qualifications are not met on the linked Kasasa checking account.

Requirements

Product: Balances that fall below $2,500 will be assessed a fee.

Offer: Balances that fall below $2,500 will be assessed a fee.

Requirements

Product: Minimum balance $0; monthly minimum balance fee $0. Paper statements are $3 per month (waived if primary owner is 65+). $25 minimum deposit to open on product page, $100 minimum to open listed in rates schedule.

Offer: Interest earned on entire balance; compounded and credited monthly. Rates variable and subject to change without notice.

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.

Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.

Requirements

Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.

Offer: Standard Rate with qualifying, open Huntington Perks Checking account. Rate applies to ZIP code 43215.

Requirements

Product: Waive the $1 monthly service charge by maintaining a minimum daily balance of $100. Interest is credited semi-annually.

Offer: Waive $1 monthly service charge with $100 minimum daily balance. Interest credited semi-annually.

Requirements

Offer: Interest credited semi-annually.

Requirements

Product: Waive the $10 monthly service charge by maintaining a minimum daily balance of $2,500. A minimum balance fee of $10 will be imposed every cycle if the daily balance falls below $2,500 any day of the month.

Offer: Must maintain a minimum balance of at least $2,500 each day in order to obtain the disclosed annual percentage yield; monthly fee waived with minimum daily balance of $2,500.