Bank · FDIC insured
Badger Bank Savings Rates
Badger Bank’s best savings rate is 1.01% APY on $10,000, with its Super Savings. Rates checked October 16, 2026.
How Badger Bank’s savings rates compare
Compared with banks and credit unions near Watertown, WI, where Badger Bank has the most branches. $10,000, best rate first.
This bank’s best
Badger Bank
1.01%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $101
Super Savings
Top rate
Fort Community Credit Union
3.66%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $366
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
Badger Bank savings score
84
Savings score
Higher than 67% of U.S. banks and credit unions
- $1,000 balance$1,0000.02%
- $10,000 balance$10,0001.01%
- $100,000 balance$100,0002.02%
- QualifiedQualified1.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Badger Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Super Savings
1.01%APY
Interest paid monthly based on daily compounding.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Interest paid monthly. | 0.00% | — | Interest paid monthly. |
| $10,000 – $50,000Interest paid monthly. | 1.01% | $101 | Interest paid monthly. |
| $50,000 – $100,000Interest paid monthly. | 1.26% | — | Interest paid monthly. |
| $100,000 – $500,000Interest paid monthly. | 2.02% | — | Interest paid monthly. |
| $500,000 – $1,000,000Interest paid monthly. | 2.79% | — | Interest paid monthly. |
| $1,000,000 and upInterest paid monthly. | 3.56% | — | Interest paid monthly. |
Sources (1)
- badgerbank.bank/services-tools…urces/interestrates.html · captured Oct 5, 2026
Badger Money Market Max
0.03%APY
Waive the $25 monthly service charge by maintaining a minimum daily balance of $10,000. A minimum balance fee of $25 will be imposed every cycle if the daily balance falls below $10,000 any day of the month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Must maintain a minimum balance of at least $10,000 each day in order to obtain the disclosed annual percentage yield; monthly fee waived with minimum daily balance of $10,000. | 0.00% | — | Must maintain a minimum balance of at least $10,000 each day in order to obtain the disclosed annual percentage yield; monthly fee waived with minimum daily balance of $10,000. |
| $10,000 – $25,000Monthly fee waived with minimum daily balance of $10,000. | 0.03% | $3 | Monthly fee waived with minimum daily balance of $10,000. |
| $25,000 – $100,000Monthly fee waived with minimum daily balance of $10,000. | 0.05% | — | Monthly fee waived with minimum daily balance of $10,000. |
| $100,000 – $500,000Monthly fee waived with minimum daily balance of $10,000. | 0.08% | — | Monthly fee waived with minimum daily balance of $10,000. |
| $500,000 – $1,000,000Monthly fee waived with minimum daily balance of $10,000. | 0.09% | — | Monthly fee waived with minimum daily balance of $10,000. |
| $1,000,000 and upMonthly fee waived with minimum daily balance of $10,000. | 0.10% | — | Monthly fee waived with minimum daily balance of $10,000. |
Badger Money Market Select
0.02%APY
Waive the $10 monthly service charge by maintaining a minimum daily balance of $2,500. A minimum balance fee of $10 will be imposed every cycle if the daily balance falls below $2,500 any day of the month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Must maintain a minimum balance of at least $2,500 each day in order to obtain the disclosed annual percentage yield; monthly fee waived with minimum daily balance of $2,500. | 0.00% | — | Must maintain a minimum balance of at least $2,500 each day in order to obtain the disclosed annual percentage yield; monthly fee waived with minimum daily balance of $2,500. |
| $2,500 – $50,000Monthly fee waived with minimum daily balance of $2,500. | 0.02% | $2 | Monthly fee waived with minimum daily balance of $2,500. |
| $50,000 – $100,000Monthly fee waived with minimum daily balance of $2,500. | 0.03% | — | Monthly fee waived with minimum daily balance of $2,500. |
| $100,000 – $250,000Monthly fee waived with minimum daily balance of $2,500. | 0.05% | — | Monthly fee waived with minimum daily balance of $2,500. |
| $250,000 and upMonthly fee waived with minimum daily balance of $2,500. | 0.06% | — | Monthly fee waived with minimum daily balance of $2,500. |
Regular Savings
0.02%APY
Waive the $1 monthly service charge by maintaining a minimum daily balance of $100. Interest is credited semi-annually.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Waive $1 monthly service charge with $100 minimum daily balance. Interest credited semi-annually.Over $0 | 0.02% | $2 | Waive $1 monthly service charge with $100 minimum daily balance. Interest credited semi-annually. |
Special Savings
0.02%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Interest credited semi-annually.Over $0 | 0.02% | $2 | Interest credited semi-annually. |
Sources (1)
- badgerbank.bank/services-tools…urces/interestrates.html · captured Oct 5, 2026
Special-purpose accounts
Badger Club
0.02%APY
Available for kids (ages 13-17 on details page, up to age 10 on summary). Minimum daily balance of $10. No monthly service fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Interest credited semi-annually. Minimum daily balance of $10.Over $0 | 0.02% | $2 | Interest credited semi-annually. Minimum daily balance of $10. |
Forest Friends Club
0.02%APY
Available for children 12 and under. No monthly service charge.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Interest credited semi-annually, compounded daily.Over $0 | 0.02% | $2 | Interest credited semi-annually, compounded daily. |
Holiday Club
0.02%APY
No monthly service fees. Funds released in October. Early withdrawal will result in a penalty.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upInterest credited annually / at maturity.$5 and up | 0.02% | $2 | Interest credited annually / at maturity. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.