Credit union · NCUA insured
UnitedOne Credit Union Savings Rates
Top CarrotUnitedOne Credit Union’s best savings rate is 0.15% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How UnitedOne Credit Union’s savings rates compare
Compared with banks and credit unions near Sheboygan, WI, where UnitedOne Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
UnitedOne Credit Union
0.50%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $50
High Yield/Cash Back Savings
Top rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Kohler Credit Union
3.50%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $350
UnitedOne Credit Union savings score
72
Savings score
Higher than 32% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0001.75%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where UnitedOne Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
AchieveOne Money Market
0.00%APY
Membership eligibility required. Rates may change after the account is opened. Other fees may apply; monthly or activity fees could reduce the earnings on the account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $25,000 | 0.00% | $0 |
| $25,000 and up | 0.60% | — |
| $50,000 and up | 0.80% | — |
| $75,000 and up | 1.70% | — |
| $100,000 and up | 1.75% | — |
| $200,000 and up | 2.25% | — |
| $500,000 and up | 2.50% | — |
| $1,000,000 and up | 2.75% | — |
Sources (1)
- unitedone.org/rates · captured Oct 16, 2026
Money Market
0.15%APY
Membership eligibility required. Rates may change after the account is opened. Monthly or activity fees could reduce the earnings on the account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.03% | — |
| $5,000 and up | 0.15% | $15 |
| $15,000 and up | 0.25% | — |
| $25,000 and up | 0.35% | — |
Sources (1)
- unitedone.org/rates · captured Oct 16, 2026
Dream Account
0.15%APY
Features customizable maturity dates and automated savings. Other fees may apply. Membership eligibility required.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1 and up | 0.15% | $15 |
Saver's Sweepstakes®
0.10%APY
Earn entries to win cash prizes each month. Other fees may apply. Membership eligibility required.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.10% | $10 |
Sources (2)
All captured Oct 5, 2026
Primary Share
0.03%APY
Membership eligibility required.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.03% | $3 |
Sources (1)
- unitedone.org/rates · captured Oct 5, 2026
High Yield/Cash Back Savings
0.00%APY on $10,000
Links to High Yield Checking or Cash Back Checking. No monthly maintenance fees.
| Part of the balance | Rate on that part |
|---|---|
| Over $25,000 | 0.10% |
On $10,000 the tiers blend to about 0.00% APY, earning $0 a year.
Sources (3)
- unitedone.org/rates
- unitedone.org/save-spend/checking/accounts
- unitedone.org/save-spend/savin…accounts/rewards-savings
All captured Oct 5, 2026
Special-purpose accounts
Christmas Club
0.15%APY
Other fees may apply. Membership eligibility required.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1 and up | 0.15% | $15 |
Sources (1)
- unitedone.org/rates · captured Oct 5, 2026
Mates Club (Ages 0-11)
0.03%APY
For ages 0-11. Membership eligibility required.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.03% | $3 |
Sources (1)
- unitedone.org/rates · captured Oct 5, 2026
Open Savings IRA
0.03%APY
Membership eligibility required.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.03% | $3 |
Sources (1)
- unitedone.org/rates · captured Oct 5, 2026
eXtreme Fundz (ages 12-17)
0.03%APY
For ages 12-17. Membership eligibility required.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.03% | $3 |
Sources (1)
- unitedone.org/rates · captured Oct 5, 2026
Who can join UnitedOne Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in Manitowoc, Sheboygan, Kewaunee, or Door counties are eligible to join.
Family and household
- Immediate family members of individuals who live or work in Manitowoc, Sheboygan, Kewaunee, or Door counties are eligible to join.
Cost to join
- An additional $25 deposit is required for a checking account if ordering checks.
- Opening a Primary Share Savings account requires a minimum share deposit of $5.
Membership information collected October 5, 2026.