Credit union · NCUA insured
County-City Credit Union Savings Rates
County-City Credit Union’s best savings rate is 0.40% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How County-City Credit Union’s savings rates compare
Compared with banks and credit unions near Watertown, WI, where County-City Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
County-City Credit Union
0.40%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $40
Money Market
Top rate
Fort Community Credit Union
3.66%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $366
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
County-City Credit Union savings score
75
Savings score
Higher than 40% of U.S. banks and credit unions
- $1,000 balance$1,0000.08%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where County-City Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.40%APY
Fees may reduce earnings on the account. Rates subject to change any time without notice.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500 | 0.00% | — | |
| $500 – $2,500Minimum to earn rate is $500. | 0.08% | — | Minimum to earn rate is $500. |
| $2,500 – $10,000Minimum to earn rate is $2,500. | 0.15% | — | Minimum to earn rate is $2,500. |
| $10,000 – $50,000Minimum to earn rate is $10,000. | 0.40% | $40 | Minimum to earn rate is $10,000. |
| $50,000 and upMinimum to earn rate is $50,000. | 1.00% | — | Minimum to earn rate is $50,000. |
Sources (1)
- countycitycreditunion.com/save/deposit-rates · captured Sep 18, 2026
Mortgage Escrow
0.17%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates effective as of 9/14/2026.Any balance | 0.17% | $17 | Rates effective as of 9/14/2026. |
Sources (1)
- countycitycreditunion.com/save/deposit-rates · captured Oct 5, 2026
Other Savings
0.08%APY
For additional basic savings needs. Open a separate account for various categories you are saving for. Dividends paid quarterly. No transaction limitations.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates up to 0.08% APY. Dividends paid quarterly. No transaction limitations.Any balance | 0.08% | $8 | Rates up to 0.08% APY. Dividends paid quarterly. No transaction limitations. |
Sources (1)
- countycitycreditunion.com/save/savings · captured Oct 5, 2026
Regular Savings
0.08%APY
Basic savings account opened for all credit union members. $5 minimum deposit purchases member share with voting rights and access to full line of services. Dividends paid quarterly. No transaction limitations.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance to earn stated rate is $25. Rates effective as of 9/14/2026. Dividends paid quarterly.$25 and up | 0.08% | $8 | Minimum balance to earn stated rate is $25. Rates effective as of 9/14/2026. Dividends paid quarterly. |
Sources (2)
All captured Oct 5, 2026
Life Savings
0.03%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance to earn stated rate is $25. Rates effective as of 9/14/2026.$25 and up | 0.03% | $3 | Minimum balance to earn stated rate is $25. Rates effective as of 9/14/2026. |
Sources (1)
- countycitycreditunion.com/save/deposit-rates · captured Oct 5, 2026
Special-purpose accounts
Christmas Club
0.10%APY
Disbursed October 1st each year. Early withdrawals subject to penalty. No electronic, phone or preauthorized transactions. Dividends paid annually.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance to earn stated rate is $25. Rates effective as of 9/14/2026. Early withdrawals subject to penalty; no electronic, phone, or preauthorized transactions. Dividends paid annually.$25 and up | 0.10% | $10 | Minimum balance to earn stated rate is $25. Rates effective as of 9/14/2026. Early withdrawals subject to penalty; no electronic, phone, or preauthorized transactions. Dividends paid annually. |
Sources (2)
All captured Oct 5, 2026
IRA Deposit (Traditional, Roth, Coverdell)
0.10%APY
Includes Traditional IRAs, Roth IRAs, and Coverdell Education Accounts. Subject to IRS rules, contribution limits, and eligibility.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates effective as of 9/14/2026.Any balance | 0.10% | $10 | Rates effective as of 9/14/2026. |
Sources (2)
All captured Oct 5, 2026
Vacation Club
0.10%APY
Disbursed June 1st each year. Early withdrawals subject to penalty. No electronic, phone or preauthorized transactions. Dividends paid annually.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance to earn stated rate is $25. Rates effective as of 9/14/2026. Early withdrawals subject to penalty; no electronic, phone, or preauthorized transactions. Dividends paid annually.$25 and up | 0.10% | $10 | Minimum balance to earn stated rate is $25. Rates effective as of 9/14/2026. Early withdrawals subject to penalty; no electronic, phone, or preauthorized transactions. Dividends paid annually. |
Sources (2)
All captured Oct 5, 2026
Who can join County-City Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.