Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 316–330 results in Texas
- Essential Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.40%–3.60% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Tiered rate account; once a particular balance range is met, the dividend rate and APY for that balance range apply to the full balance of the account. Dividends compounded monthly and credited monthly (calendar). Average Daily Balance method used to calculate dividends. Minimum opening deposit of $1,000.00. Minimum balance to avoid a service fee and earn the stated APY is $1,000.00. Requires membership share of $5.00.
0.40% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000 0.40% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 1.00% $50,000 – $349,999 1.10% $350,000 and up 3.60% Rate checked
More details - Neches Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.10%–0.80% by balance
Credit union · 11 branches
0.60%APY$60 a year on $10,0000.10% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,000 0.10% $2,000 – $25,000Your amount 0.60% $25,000 – $50,000 0.70% $50,000 and up 0.80% Rate checked
More details - Access Community Credit UnionMoney MarketsMoney Markets · $2,500 min · 0.50%–1.00% by balance
Credit union · 3 branches
0.60%APY$60 a year on $10,0000.50% interest rate · Effective Sep 16, 2026
Rate by balance
Rate by balance for Money Markets Balance APY $2,500 – $9,999 0.50% $10,000 – $24,999Your amount 0.60% $25,000 – $49,999 0.70% $50,000 – $249,999 0.85% $250,000 and up 1.00% Rate checked
More details - DuGood Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 0.60%–0.85% by balance
Credit union · 13 branches
0.60%APY$60 a year on $10,000Requirements
Product: Anyone who lives, works, or worships in Chambers, Hardin, Jasper, Jefferson, Liberty, Newton, Orange, or Tyler County is eligible to join. Members can also sponsor their immediate family.
0.60% interest rate · Effective Feb 18, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 and upYour amount 0.60% $50,000 and up 0.60% $100,000 and up 0.85% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Minimum required to open is $2,000.00. Must maintain a balance of at least $2,000.00 each day to earn interest and the disclosed annual percentage yield (APY). Interest is calculated on a daily balance method, credited as of the first of each month, and compounded monthly. Interest must remain in the account through the last day of the month to earn disclosed APY. Rates subject to change.
0.55% interest rate · Compounded monthly · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $25,000Your amount 0.55% $25,000 – $75,000 0.65% $75,000 – $125,000 0.75% $125,000 – $200,000 1.00% $200,000 and up 1.26% Rate checked
More details - Citizens National BankPremier Money Market AccountPremier Money Market Account · $10,000 min · 0.55%–1.65% by balance
Bank · 13 branches
0.55%APY$55 a year on $10,000Requirements
Product: $15 account maintenance fee waived with $10,000 minimum daily balance. 6 free debits per month; $7.50 for each debit thereafter. Unlimited in-person withdrawals.
Offer: Rates and rewards are variable and may change after the account is opened. Fees may reduce earnings. $15 monthly maintenance fee waived with $10,000 minimum daily balance.
0.55% interest rate · $15 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $25,000Your amount 0.55% $25,000 – $75,000 0.65% $75,000 – $150,000 0.85% $150,000 – $1,000,000 1.65% $1,000,000 and up 1.65% Rate checked
More details - Premier America Credit UnionMoney Market AccountMoney Market Account · $5 min · 0.30%–1.10% by balance
Credit union · 2 branches
0.55%APY$55 a year on $10,000Requirements
Product: Tiered-rate money market savings account. Up to six withdrawals per month. Rates subject to change. Membership subject to approval.
Offer: Minimum required to earn any dividend is $0.01.
0.29% interest rate · No monthly fee · Effective Sep 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.30% $2,500 – $25,000Your amount 0.55% $25,000 – $50,000 0.65% $50,000 – $100,000 0.75% $100,000 – $250,000 1.00% $250,000 – $500,000 1.05% $500,000 and up 1.10% Rate checked
More details - 0.55%APY$55 a year on $10,000with conditions
Requirements
Product: Available to military customers. Requires a Military Advanced Checking account with a minimum automatic funds transfer of $25.00 to keep active. Variable rate subject to change. Limit one account per individual. Reverts to regular savings if requirements are not maintained. 3 free withdrawals per quarter, then $1.50 per withdrawal. $6.50 fee per cycle if daily balance falls below $100.00.
Offer: Tier One: Balances up to $25,000. $5 minimum deposit to open. Variable rate.
Qualified rate · 0.55% interest rate
Rate by balance
Rate by balance for Military Smart Savers Plan Balance APY Up to $25,000Your amount 0.55% $25,001 – $50,000 0.65% $50,000 and up 0.75% Rate checked
More details - McMurrey Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Takes $2,500 to open and maintain. Dividends calculated on the daily balance and paid monthly. Funds can be accessed without penalty or term requirements.
Offer: All share rates paid or compounded monthly.
0.50% interest rate · Compounded monthly · Effective Apr 1, 2013
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: A minimum of $26 is required to join and maintain full membership benefits. Rates are credited quarterly on average daily balance of $100 or more.
Offer: Rates credited quarterly on average daily balance of $100 or more.
Rate checked
More details - Energy One Federal Credit UnionPremier One Money MarketPremier One Money Market · $5,000 min · 0.50%–2.00% by balance
Credit union · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: Designed for higher balances with top dividend tiers. Limited to six withdrawals per month. Minimum balance requirements vary by account type and help avoid monthly service charges. Monthly dividend compounding. NCUA insured.
Offer: Tier 1
Effective Jun 9, 2026
Rate by balance
Rate by balance for Premier One Money Market Balance APY $5,000 and upYour amount 0.50% $20,000 and upTier 2 0.60% $30,000 and upTier 3 0.75% $50,000 and upTier 4 0.80% $100,000 and upTier 5 1.00% $250,000 and upTier 6 2.00% Rate checked
More details - Chartway Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.25%–0.60% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Fees could reduce earnings on the account (applies only to maintenance or activity fees). Variable rates. Rates subject to change at any time without notice.
0.25% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $5,000 0.25% $5,000 – $10,000 0.40% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.55% $50,000 – $100,000 0.60% $100,000 and up 0.35% Rate checked
More details - Germania Credit UnionMoney MarketMoney Market · $2,500 min · 0.00%–1.01% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Minimum $2,500 to open. Maintain $2,500 average daily balance to earn disclosed APY and avoid monthly service charge. Up to six withdrawals per month, three of which may be by check.
Offer: Tier balance $0.00 - $2,499.99.
0.00% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.40% $10,000 and upYour amount 0.50% $50,000 and up 1.01% Rate checked
More details - Members Trust Federal Credit UnionPremier SavingsSavings · 0.00%–1.00% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Rates for July, August, and September 2026. APY and APR are subject to change; fees may reduce potential earnings.
Offer: Applies to balances < $500.00.
0.00% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $500 0.00% $500 – $25,000Your amount 0.50% $25,000 – $50,000 0.60% $50,000 – $100,000 0.75% $100,000 – $200,000 0.90% $200,000 and up 1.00% Rate checked
More details - ALLIANCE Credit UnionMoney MarketMoney Market · $1,000 min · 0.40%–1.01% by balance
Credit union · 15 branches
0.50%APY$50 a year on $10,000Requirements
Product: Minimum balance of $1,000 required to earn dividends. Tiered rate structure means higher balances pay bigger dividends.
0.40% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $5,000 0.40% $5,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.60% $50,000 – $500,000 0.70% $500,000 – $1,000,000 0.75% $1,000,000 and up 1.01% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Texas
964 accounts at 412 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
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Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches