Credit union · NCUA insured
Germania Credit Union Savings Rates
Germania Credit Union’s best savings rate is 0.50% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Germania Credit Union’s savings rates compare
Compared with banks and credit unions near Brenham, TX, where Germania Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Germania Credit Union
0.50%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $50
Money Market
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
BRAZOS VALLEY SCHOOLS CREDIT UNION
1.20%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $120
Germania Credit Union savings score
77
Savings score
Higher than 43% of U.S. banks and credit unions
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.01%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Germania Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.50%APY
Minimum $2,500 to open. Maintain $2,500 average daily balance to earn disclosed APY and avoid monthly service charge. Up to six withdrawals per month, three of which may be by check.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Tier balance $0.00 - $2,499.99. | 0.00% | — | Tier balance $0.00 - $2,499.99. |
| $2,500 – $10,000Tier balance $2,500.00 - $9,999.99. | 0.40% | — | Tier balance $2,500.00 - $9,999.99. |
| $10,000 and upTier balance $10,000.00 or More. | 0.50% | $50 | Tier balance $10,000.00 or More. |
| $50,000 and upTier balance $50,000.00 or More. | 1.01% | — | Tier balance $50,000.00 or More. |
Sources (2)
All captured Oct 16, 2026
Who can join Germania Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in, as well as businesses and other legal entities located within, a 10-mile radius of the Germania Credit Union office at 507 Hwy 290 East, Brenham, TX 77833 are eligible for membership.
Employers and groups
- Agents and members of the Germania Farm Mutual Insurance association are eligible for membership.
- Employees of Germania Insurance or its subsidiaries are eligible for membership.
- Current policy holders of any Germania Insurance association company are eligible for membership.
- Employees of select employer groups (SEGs) including Washington County Tractor, Brenham Banner Press, TFE Company Incorporated, MIC Group, and Tarlton Supply Company are eligible for membership.
Family and household
- Spouses of persons within the field of membership and relatives of a credit union member (including spouses, children, brothers, sisters, parents, grandparents, grandchildren, nieces, nephews, aunts, uncles, father-in-laws, mother-in-laws, and cousins) are eligible for membership.
Membership information collected October 5, 2026.