Credit union · NCUA insured
Germania Credit Union
A $19.4M credit union headquartered in Brenham, TX, with 2,535 members and 1 branch in Texas. Best rates: CDs 2.50% and savings 0.50% APY.
Germania Credit Union Carrot Score
74
Carrot Score
Higher than 36% of U.S. banks and credit unions
#6 of 8 in Brenham, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Germania Credit Union
Headquartered in Brenham, Texas, Germania Credit Union was chartered in 1986 to serve employees and policyholders of the Germania Farm Mutual Insurance Association.
The credit union serves Germania insurance policyholders, agents, employees, local select employee groups, and the Brenham community.
- Headquarters
- 507 Highway 290 E, Brenham, TX 77833
- NCUA charter
- 66857
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in, as well as businesses and other legal entities located within, a 10-mile radius of the Germania Credit Union office at 507 Hwy 290 East, Brenham, TX 77833 are eligible for membership.
Employers and groups
- Agents and members of the Germania Farm Mutual Insurance association are eligible for membership.
- Employees of Germania Insurance or its subsidiaries are eligible for membership.
- Current policy holders of any Germania Insurance association company are eligible for membership.
- Employees of select employer groups (SEGs) including Washington County Tractor, Brenham Banner Press, TFE Company Incorporated, MIC Group, and Tarlton Supply Company are eligible for membership.
Family and household
- Spouses of persons within the field of membership and relatives of a credit union member (including spouses, children, brothers, sisters, parents, grandparents, grandchildren, nieces, nephews, aunts, uncles, father-in-laws, mother-in-laws, and cousins) are eligible for membership.
Branches
1 branch in Texas
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Texas
1 branch
- Germania Credit UnionMain office507 Highway 290 E, Brenham, TX 77833Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.58% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.00% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.54% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $62 | $59 | — |
- CapitalNet worth ratio12.58%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.00%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.54%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$62Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Germania Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.