Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 166–180 results in Texas
- Star of Texas Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.00%–2.00% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Membership eligibility required (live, work, worship, or attend school in Travis County, work for Texas Workforce Commission, or family member of a member). Dividends compounded monthly. Federally insured up to $250,000 by NCUA.
Offer: Minimum balance of $1,000.
1.00% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $4,999 1.00% $5,000 – $24,999Your amount 1.25% $25,000 – $74,999 1.50% $75,000 – $199,999 1.75% $200,000 and up 2.00% Rate checked
More details - University Credit UnionMoney Market AdvantageMoney Market Advantage · $25 min · 0.15%–2.25% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Uses a reverse-tier rate structure paying highest rates on lower balances. Does not require a checking account or direct deposit. Minimum balance of $25. Minimum opening deposit is $25 (per p89 footnote 2; p49 mentions $100). Variable-rate account; once the account balance qualifies for a tier, the corresponding dividend rate and APY apply to the entire account balance. Dividends calculated daily, compounded and paid monthly.
Offer: Rate applies to entire account balance once qualified.
2.23% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Advantage Balance APY Up to $2,000 2.25% $2,000 – $5,000 1.75% $5,000 – $10,000Your amount 1.25% $10,000 – $50,000 0.50% $50,000 – $100,000 0.45% Over $100,000 0.15% Rate checked
More details - 1.25%APY$125 a year on $10,000with conditions
Requirements
Product: Must be a Texas resident and at least 18 years of age (or have a co-owner). Must have a linked Kasasa Cash or Kasasa Cash Back account which must remain open. Requires eStatements and monthly Direct Deposit/ACH credit on the linked checking account. No monthly service fee.
Offer: When linked Kasasa Cash or Kasasa Cash Back qualifications are met (at least 1 ACH payment transaction or direct deposit post and settle, at least 15 debit card purchases post and settle, and receive eStatements).
Qualified rate · 1.24% interest rate · No monthly fee · Effective Aug 1, 2024
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $20,000Your amount 1.25% Over $20,000 0.83% Rate checked
More details - Southwest Financial Federal Credit UnionMaxx SavingsSavings · $2,500 min · 1.25%–1.75% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Limited to three withdrawals per month; additional withdrawals may incur an excessive withdrawal fee which could reduce earnings. No monthly service fees.
Offer: Limited to three withdrawals per month. Additional withdrawals may incur a fee. Minimum balance to earn yield is $2,500. No monthly service fees.
No monthly fee · Effective May 1, 2026
Rate by balance
Rate by balance for Maxx Savings Balance APY $2,500 and upYour amount 1.25% $25,000 and up 1.50% $75,000 and up 1.75% Rate checked
More details - 1.25%APY$125 a year on $10,000
Requirements
Product: Keeps Cabot Community Credit Union membership active; $5 required to maintain. Dividends are calculated on daily balances, compounded and paid monthly.
Effective Jan 1, 2026
Rate checked
More details - Keystone Credit UnionShare AccountSavings · $5 min · 0.25%–3.09% by balance
Credit union · 2 branches
1.24%APY$124 a year on $10,000Requirements
Product: Must live, work, or worship in Smith County and establish membership with Keystone Credit Union. $5 minimum deposit and balance in primary share (savings) account required.
Offer: Minimum balance to establish membership/earn dividends is $5.00.
0.25% interest rate
Rate by balance
Rate by balance for Share Account Balance APY Up to $10,000 0.25% $10,000 – $50,000Your amount 1.24% $50,000 and up 3.09% Rate checked
More details - Together Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.16%–1.66% by balance
Credit union · 2 branches
1.21%APY$121 a year on $10,000Requirements
Product: Interest compounds daily on balances of $1,000 or more and pays monthly. No monthly fee.
Offer: Interest is calculated using daily balance method, compounded daily, credited monthly. Rate applies to minimum $1,000 to $9,999.
1.15% interest rate · Compounded daily · No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $9,999 1.16% $10,000 – $24,999Your amount 1.21% $25,000 – $49,999 1.36% $50,000 – $99,999 1.51% $100,000 – $249,999 1.56% $250,000 and up 1.66% Rate checked
More details - BP Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.21%–3.04% by balance
Credit union · 5 branches
1.21%APY$121 a year on $10,000Requirements
Product: Tiered rate account; once a particular range is met, the dividend rate and APY for that balance range apply to the full balance. Daily balance method used to calculate dividends. Compounded and credited monthly. Minimum daily balance of $1,000 required to avoid service fee and earn dividends. Up to 6 transfers/withdrawals per month.
Offer: Minimum balance to open is $2,500.00; minimum balance to earn stated APY and avoid service fee is $1,000.00.
1.20% interest rate · Effective Apr 17, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $25,000Your amount 1.21% $25,000 – $50,000 1.61% $50,000 – $100,000 1.76% $100,000 and up 3.04% Rate checked
More details - Shell FCUMoney Market AccountMoney Market Account · $2,500 min · 1.10%–2.00% by balance
Credit union · 14 branches
1.20%APY$120 a year on $10,000Requirements
Product: Minimum opening deposit is $2,500. Account includes unlimited deposits, up to three withdrawals per month, and up to six electronic transfers per month to a third party. Can be set up for Overdraft Protection use.
Offer: Rate type is Variable. APY rates and terms are subject to change.
Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $9,999 1.10% $10,000 – $24,999Your amount 1.20% $25,000 – $49,999 1.30% $50,000 – $99,999 1.60% $100,000 and up 2.00% Rate checked
More details - BRAZOS VALLEY SCHOOLS CREDIT UNIONMoney Market AccountMoney Market Account · $2,500 min · 0.00%–1.35% by balance
Credit union · 12 branches
1.20%APY$120 a year on $10,000Requirements
Product: Three free withdrawals allowed per month ($2.00 fee per withdrawal thereafter). A $5.00 monthly service charge applies if balance falls below $2,500.00. Rates are variable and subject to change monthly. Courtesy Pay limit is $1,000.
Offer: Minimum balance to avoid a $5.00 service fee is $2,500.00. Minimum balance to earn stated APY is $2,500.00.
0.00% interest rate · $5 monthly fee · Effective Sep 26, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $50,000Your amount 1.20% $50,000 – $100,000 1.25% $100,000 – $250,000 1.30% $250,000 and up 1.35% Rate checked
More details - GENCO Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.40%–1.55% by balance
Credit union · 5 branches
1.20%APY$120 a year on $10,000Requirements
Product: Dividends are calculated on average daily balances of $100 or more and paid monthly. If balance falls below required minimum at any time during the month, dividend is reduced to checking account dividend amounts. Minimum withdrawals of $500 or more, up to 3 withdrawals per month.
0.40% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $100 – $2,500 0.40% $2,500 – $5,000 1.10% $5,000 – $20,000Your amount 1.20% $20,000 – $50,000 1.30% $50,000 – $100,000 1.40% $100,000 and up 1.55% Rate checked
More details - Lone Star Credit UnionMoney Market CheckingMoney Market Checking · $2,500 min · 1.16%–1.26% by balance
Credit union · 4 branches
1.16%APY$116 a year on $10,000Requirements
Product: Minimum daily balance of $2,500 required to avoid service charges. Dividends compound and credit monthly.
Offer: Dividends compound and credit monthly. No service charge when maintaining a daily account balance of $2,500.
Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY $2,500 – $14,999Your amount 1.16% $15,000 and up 1.26% Rate checked
More details - 1.16%APY$116 a year on $10,000
Requirements
Product: No service fees with online statements. Rates on savings and money market accounts may change at the bank's discretion based on market conditions.
Offer: No service fees with online statements. Fees may reduce earnings. Minimum balance of $1,000.
1.15% interest rate · Effective Jan 7, 2026
Rate checked
More details - Kelly Community Federal Credit UnionElite High-Yield SavingsSavings · $2,500 min · 1.11%–2.12% by balance
Credit union · 3 branches
1.16%APY$116 a year on $10,0001.10% interest rate
Rate by balance
Rate by balance for Elite High-Yield Savings Balance APY $2,500 – $10,000 1.11% $10,000 – $25,000Your amount 1.16% $25,000 – $50,000 1.26% $50,000 – $100,000 1.36% $100,000 – $249,999 1.51% $250,000 and up 2.12% Rate checked
More details - Prestige Community CUMoney MarketMoney Market · $2,500 min · 0.40%–3.05% by balance
Credit union · 2 branches
1.15%APY$115 a year on $10,000Requirements
Product: Interest accrued daily and paid monthly. 6 free withdrawals per month; $5.00 charge per withdrawal/transfer in excess of 6 per month. Checking options available. Open to members within field of membership.
Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1 and up 0.40% $10,000 and upYour amount 1.15% $25,000 and up 1.15% $50,000 and up 2.00% $100,000 and up 2.15% $500,000 and up 3.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Texas
964 accounts at 412 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
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Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches