Credit union · NCUA insured
Prestige Community CU Savings Rates
Top CarrotPrestige Community CU’s best savings rate is 3.05% APY on $10,000, with its High Yield Money Market. Rates checked October 16, 2026.
How Prestige Community CU’s savings rates compare
Compared with banks and credit unions near Dallas, TX, where Prestige Community CU has the most branches. $10,000, best rate first.
This credit union’s best
Prestige Community CU
3.05%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $305
High Yield Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Prestige Community CU savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0003.05%
- $100,000 balance$100,0003.05%
- QualifiedQualified3.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Prestige Community CU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High Yield Money Market
Up to 3.05%APY
Available only to new money deposited into the credit union. 3 free withdrawals/transfers per month ($5.00 charge per withdrawal/transfer in excess of 3 per month). No monthly fees unless minimum balance falls below $2,500. $10,000 minimum to earn higher APY.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upAvailable only to new money deposited into the credit union. | 0.30% | $30 | Available only to new money deposited into the credit union. |
| $10,000 and upAvailable only to new money deposited into the credit union. | 3.05% | $305 | Available only to new money deposited into the credit union. |
| $500,000 and upAvailable only to new money deposited into the credit union. | 3.05% | — | Available only to new money deposited into the credit union. |
Money Market
Up to 1.15%APY
Interest accrued daily and paid monthly. 6 free withdrawals per month; $5.00 charge per withdrawal/transfer in excess of 6 per month. Checking options available. Open to members within field of membership.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1 and up | 0.40% | $40 |
| $10,000 and up | 1.15% | $115 |
| $25,000 and up | 1.15% | — |
| $50,000 and up | 2.00% | — |
| $100,000 and up | 2.15% | — |
| $500,000 and up | 3.05% | — |
Cash Management
Up to 0.20%APY
Standard savings account. Interest accrued daily and paid monthly. 3 free withdrawals per month ($5.00 fee per withdrawal/transfer in excess of 3 per month). $10.00/month Non-Relationship fee assessed if no activity for 6 months and combined balance on all member accounts is less than $100.00. No minimum balance when you own additional accounts.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1 and up | 0.15% | $15 |
| $10,000 and up | 0.20% | $20 |
| $25,000 and up | 0.25% | — |
| $50,000 and up | 0.25% | — |
Special-purpose accounts
Little Piggy
Up to 1.50%APY
For kids ages 14 and under. No fees, no minimum balance. Higher rate on first $500.00.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upFirst $500.00 tier | 1.50% | $150 | First $500.00 tier |
| $500 and up | 0.70% | $70 |
IRA Savings
1.00%APY
Available as Traditional/Regular or Roth IRA savings account. Tax penalties may apply for early distributions before age 59-1/2.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 1.00% | $100 |
Holiday Club
0.01%APY
Holiday savings account. Free withdrawals October 1 – January 31; $10.00 fee per withdrawal between February 1 and September 30.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1 and up | 0.01% | $1 |
Closed to new customers
High Interest Savings
1.70%APY
No longer available to new accounts.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 1.70% | $170 |
| $100,000 and up | 0.15% | — |
Sources (1)
- prestigecu.org/rates · captured Oct 6, 2026
Regular Shares
0.25%APY
No longer available to new accounts. $5.00 per withdrawal in excess of 3 per month.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.25% | $25 |
Sources (1)
- prestigecu.org/rates · captured Oct 6, 2026
Who can join Prestige Community CU
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