Credit union · NCUA insured
Kelly Community Federal Credit Union Savings Rates
Kelly Community Federal Credit Union’s best savings rate is 1.16% APY on $10,000, with its Elite High-Yield Savings. Rates checked October 16, 2026.
How Kelly Community Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Tyler, TX, where Kelly Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Kelly Community Federal Credit Union
1.16%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $116
Elite High-Yield Savings
Top rate
Altra Federal Credit Union
3.75%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Kelly Community Federal Credit Union savings score
86
Savings score
Higher than 73% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0001.16%
- $100,000 balance$100,0001.51%
- QualifiedQualified1.16%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Kelly Community Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Elite High-Yield Savings
1.16%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $10,000 | 1.11% | — |
| $10,000 – $25,000 | 1.16% | $116 |
| $25,000 – $50,000 | 1.26% | — |
| $50,000 – $100,000 | 1.36% | — |
| $100,000 – $249,999 | 1.51% | — |
| $250,000 and up | 2.12% | — |
Sources (1)
- kellycommunity.org/interest-rate-money-market · captured Oct 6, 2026
Share Savings Account
0.15%APY
Deposit of $15 ($5 membership share plus $10 membership fee) to open. No monthly service fee so long as account is used at least once during a 12-month period. $5 membership share returned upon account closing if open for at least six months.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upRate applies to balances of $5 or more. As low as stated.$5 and up | 0.15% | $15 | Rate applies to balances of $5 or more. As low as stated. |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
Christmas Club Savings Account
1.51%APY
Entire balance transferred to Share Savings Account annually on November 1st.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 1.51% | $151 |
Sources (2)
All captured Oct 6, 2026
IRA Savings
0.45%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.45% | $45 |
Sources (1)
- kellycommunity.org/interest-rate-iras · captured Oct 6, 2026
Who can join Kelly Community Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.