Best high-yield savings rates

Requirements

Product: Once a balance tier is met, the highest interest rate and APY for that tier apply to the entire balance in the account.

Offer: Once a balance tier is met, the highest interest rate and APY apply to the entire balance in the account.

Requirements

Product: The account to track a specific goal. Once a balance tier is met, the highest interest rate and APY for that tier apply to the entire balance in the account.

Offer: Once a balance tier is met, the highest interest rate and APY apply to the entire balance in the account.

Requirements

Product: Establishes membership with Forrit Credit Union. Interest is compounded and credited quarterly.

Offer: Interest compounded and credited quarterly.

Requirements

Product: Required for Credit Union membership. Dividends compounded and credited monthly. A Single Service Fee of $10 per month applies to accounts that only have a Share Savings account with a balance below $100.

Offer: Minimum daily balance of $25 required to earn dividends. A $10 monthly single service fee applies if this is the only account and balance falls below $100.

Requirements

Product: Dividends compounded and credited monthly.

Requirements

Product: No monthly maintenance fee. Earn an extra $5 savings reward every month the balance grows by $200 or more for the first year (up to 12 rewards for new accounts). Variable rate account; minimum opening deposit is $25.

Offer: Applies to ZIP code 60603 (Illinois and Northwest Indiana locations, excluding locations in South Beloit, Roscoe and St. Clair County in Illinois). Interest compounded daily and credited monthly.

Requirements

Product: Primary account owner must also be primary account owner of a First Tech Rewards Checking account and Membership Share Savings account.

Offer: Non-Qualified rate: Applied when qualification requirements for the monthly cycle are not met.

Requirements

Product: Must complete payment of one share ($5 minimum balance required) as a condition of membership. No monthly account maintenance fee. Monthly dividends.

Requirements

Product: Monthly maintenance fee of $3 waived with $200 minimum daily balance, or monthly transfer from a Columbia personal deposit account, or primary account owner age 18 and younger or 55 and older, or linked to Pinnacle Checking (up to 5 accounts) or Access Checking (up to 3 accounts), or VBBP Participant. Fee temporarily waived through March 2026. Limit of 6 withdrawals/transfers per calendar month or statement cycle ($5 excess withdrawal fee).

Offer: Rate may change after account opening. Interest calculated using daily balance method. Available for online account origination. $3 monthly maintenance fee waived with $200 minimum daily balance, monthly qualifying transfer from a Columbia personal deposit account, primary owner age 18 or younger or 55 or older, link to Pinnacle Checking (up to 5 accounts) or Access Checking (up to 3 accounts), or for active-duty military, veterans, beneficiaries, and caregivers via VBBP.

Requirements

Product: Standard savings account. $5 monthly service fee can be avoided with $300 minimum daily balance, 1 automatic transfer of $25+ each fee period from linked Wells Fargo checking, 1 automatic transfer of $1+ each business day from linked checking, 1+ Save As You Go transfers from linked checking, or if the primary account owner is 24 years old or under.

Offer: Standard rate. Fee waived with $300 minimum daily balance, 1 automatic transfer of $25+ per fee period, 1 daily automatic transfer of $1+ each business day, 1+ Save As You Go transfer, or primary owner age 24 or under.

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Standard rate. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: Federally insured through NCUA up to $250,000. Earn dividends on balances of $100 or more. Low balance fee of $5.00 per month applies to single service accounts < $300 during the month (waived for personal accounts owned by individuals age 17 and under, or 65 and older).

Requirements

Product: Minimum opening deposit of $250, or $5 if the primary account holder is under 18 years of age. Valid government-issued photo ID, SSN, and physical address required to open. Variable rate account, interest compounded daily.

Offer: Must maintain a minimum balance of $1,000 to obtain APY and assumes interest remains on deposit (must maintain a minimum of $0.01 to earn interest). $5 monthly service charge is avoided with a $250 minimum daily balance (for primary account holders under 18 years of age, minimum opening and daily balance is $5 and monthly service charge is $0).

Requirements

Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.

Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.

Requirements

Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.

Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.