Bank · FDIC insured
Evergreen Federal Bank
A $621.6M bank headquartered in Grants Pass, OR, with 6 branches in Oregon. Best rates: CDs 3.30% and savings 0.01% APY.
Evergreen Federal Bank Carrot Score
60
Carrot Score
Higher than 2% of U.S. banks and credit unions
#10 of 12 in Medford, OR metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Evergreen Federal Bank
Evergreen Federal Bank is a mutual bank headquartered in Grants Pass, Oregon.
The bank serves as a Southern Oregon lender.
- Headquarters
- 969 Se 6th St, Grants Pass, OR 97526
- FDIC certificate
- 28914 ↗
Branches
6 branches in Oregon
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Oregon
6 branches
Medford area · 3
- Ashland Branch1001 W. Jackson Road, Ashland, OR 97520Directions
- 501 Crater Lake Avenue Branch501 Crater Lake Ave, Medford, OR 97504Directions
- 101 Pine Street Branch101 Pine St, Rogue River, OR 97537Directions
Grants Pass area · 2
- Evergreen Federal BankMain office969 Se 6th St, Grants Pass, OR 97526Directions
- Grants Pass Branch1329 Ne 6th St, Grants Pass, OR 97526Directions
Brookings area · 1
- 850 Chetco Avenue Branch850 Chetco Ave, Brookings, OR 97415Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.24% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.63% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.81% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $92 | $81 | — |
- CapitalLeverage ratio13.24%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.63%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.81%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$92Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Evergreen Federal Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.