Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 196–210 results in New York
- 0.75%APY$75 a year on $10,000with conditions
Requirements
Product: Requires a linked Kasasa Cash or Kasasa Cash Back checking account. No monthly maintenance fees.
Offer: Tier 1 rate when linked with Kasasa Cash Back checking and monthly qualifications are met.
Qualified rate · 0.75% interest rate · Balance cap $150,000 · No monthly fee
Rate checked
More details - BufMet Credit UnionMoney Market Accounts (MMAs)Money Market Accounts (MMAs) · $2,500 min · 0.50%–1.00% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Dividends are paid quarterly, compounded daily, on accounts with an average daily balance of $2,500.00 or more.
Offer: Dividends are paid quarterly, compounded daily, on accounts with an average daily balance of $2,500.00 or more.
0.50% interest rate · Compounded daily · Effective Jun 1, 2026
Rate by balance
Rate by balance for Money Market Accounts (MMAs) Balance APY $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 0.85% $50,000 – $1,000,000 1.00% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Interest is compounded daily. APY assumes principal and interest remain on deposit for one year at the same rate. Fees could reduce earnings.
Offer: Interest is compounded daily. APY assumes principal and interest remain on deposit for one year at the same rate. Fees could reduce earnings.
0.75% interest rate · Compounded daily · Effective Apr 1, 2018
Rate checked
More details - Ever $ Green Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.40%–1.10% by balance
Credit union · 2 branches
0.75%APY$75 a year on $10,0000.40% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.40% $2,500 – $10,000 0.55% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 0.95% $50,000 and up 1.10% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Dividends calculated using average daily balance method. $100 minimum balance to earn dividends.
Offer: $100 minimum to earn dividend
0.75% interest rate
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Dividends calculated using average daily balance method. $100 minimum balance to earn dividends.
Offer: $100 minimum to earn dividend
0.75% interest rate
Rate checked
More details - Hudson River Community Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.50%–1.00% by balance
Credit union · 4 branches
0.75%APY$75 a year on $10,000Requirements
Product: Open to all members. Allows check-writing and transfers, subject to standard withdrawal limitations (up to 6 certain withdrawals/transfers per month). Interest calculated daily and compounded/credited quarterly.
Offer: Tier 1 rate based on average monthly balance of $1,000 to $9,999.99. No monthly maintenance fee. Interest compounded and credited quarterly.
0.50% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000 0.50% $10,000 – $25,000Your amount 0.75% $25,000 and up 1.00% Rate checked
More details - Meridia Community Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.65%–0.85% by balance
Credit union · 3 branches
0.65%APY$65 a year on $10,000Requirements
Product: Dividends posted monthly if average daily balance is over $1,000. 3 free withdrawals per month.
Offer: Monthly fee of $7.50 applies if balance is under $1,000. Excessive withdrawal fee of $3 each after 3 free withdrawals per month.
0.65% interest rate · $7.50 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $25,000Your amount 0.65% $25,000 – $50,000 0.70% $50,000 – $75,000 0.80% $75,000 and up 0.85% Rate checked
More details - Greater Chautauqua Federal Credit UnionFree Kasasa SaverSavings · $25 min · 0.25%–0.65% by balance
Credit union · 4 branches
0.65%APY$65 a year on $10,000with conditionsRequirements
Product: Available only with Kasasa Cash or Kasasa Cash Back checking. Limit of 1 account per social security number.
Offer: When qualifications are met in linked Kasasa Cash or Kasasa Cash Back checking account (at least 12 debit card purchases post/settle, at least 1 direct deposit/ACH/mobile deposit, enrolled in eStatements).
Qualified rate · No monthly fee · Effective Dec 3, 2020
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $10,000Your amount 0.65% Over $10,000 0.25%* Rate checked
More details - Great Meadow Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.25%–2.00% by balance
Credit union · 4 branches
0.65%APY$65 a year on $10,000Requirements
Product: Membership eligibility required. Up to four pre-authorized withdrawals/drafts per month; excessive transactions could result in fees or account closure. Dividends posted monthly.
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.25% $2,500 – $25,000Your amount 0.65% $25,000 – $50,000 1.50% $50,000 – $150,000 1.75% Over $150,000 2.00% Rate checked
More details - 0.65%APY$65 a year on $10,000
0.65% interest rate · No monthly fee
Rate checked
More details - 0.65%APY$65 a year on $10,000
Requirements
Product: Owned by two or more people; all owners can deposit, withdraw, and view balance.
0.65% interest rate · No monthly fee
Rate checked
More details - Cooperative Federal Credit UnionSuper Share Checking (Money Market)Super Share Checking (Money Market) · $4,500 min
Credit union · 3 branches
0.65%APY$65 a year on $10,000Requirements
Product: Rate can change after the account is opened.
Offer: Rate can change after the account is opened.
Effective Apr 2, 2026
Rate checked
More details - Ocean Financial Federal Credit UnionSuper Saver AccountSavings · $5 min · 0.60%–0.90% by balance
Credit union · 4 branches
0.65%APY$65 a year on $10,000Requirements
Product: $5 minimum balance in Share Savings Account required. $0 to open and maintain the account; $5 minimum to earn interest. Withdrawals are limited to 5 or 8 per month (a fee applies for subsequent withdrawals).
0.60% interest rate · No monthly fee · Effective Apr 3, 2023
Rate by balance
Rate by balance for Super Saver Account Balance APY Up to $1,000 0.60% $1,000 – $25,000Your amount 0.65% $25,000 – $50,000 0.70% $50,000 – $100,000 0.75% $100,000 – $300,000 0.80% $300,000 and up 0.90% Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: Listed under Rewards Accounts.
Offer: Up to $50,000.00 balance.
0.60% interest rate · Effective Mar 1, 2026
Rate by balance
Rate by balance for Premier Share Balance APY Up to $50,000Your amount 0.60% Over $50,000 0.10% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in New York
717 accounts at 293 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.72%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
New York
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ontario Shores FCUCredit union · 5 branches
- Quorum Federal Credit UnionCredit union · 1 branch
- SJP Federal Credit UnionCredit union · 1 branch