Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 316–330 results in New Jersey
- Riegel Federal Credit UnionSecondary Share Savings AccountSavings · 0.00%–0.05% by balance
Credit union · 3 branches
0.05%APY$5 a year on $10,000Requirements
Product: Members can open up to nine secondary share savings accounts linked to the regular share savings account. Tiered dividend rates apply. No minimum balance required.
0.00% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Secondary Share Savings Account Balance APY Up to $100 0.00% $5,000 – $40,000Your amount 0.05% $40,000 and up 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes membership with RBFCU; $5 minimum deposit to open and maintain credit union membership. Avoid $4 monthly service fee by maintaining balance of $100. Minimum balance of $100 to earn dividends.
Offer: Average daily balance of $100.00 to earn 0.05% APY; $4 monthly fee waived with $100 balance.
$4 monthly fee · Effective Sep 28, 2026
Rate checked
More details - Century Savings BankMoney Market PlusMoney Market Plus · $1,500 min · 0.05%–0.25% by balance
Bank · 6 branches
0.05%APY$5 a year on $10,000Requirements
Product: Minimum balance of $1500 required to avoid $15.00 monthly service fee (if balance falls below $1500 on any day of statement cycle). Minimum balance of $1500 to obtain APY. Interest compounded and credited monthly. Calculated using daily balance method.
Offer: $15.00 monthly fee if balance falls below $1500 on any day of the statement cycle.
0.05% interest rate · $15 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY $1,500 – $50,000Your amount 0.05% $50,000 – $100,000 0.10% $100,000 and up 0.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest is compounded daily and credited monthly. Deposits and withdrawals can be made at any time without penalty. All transactions are recorded in passbook.
Offer: Minimum daily balance to earn interest is $50. Interest is compounded daily and credited monthly.
0.05% interest rate · Compounded daily · Effective Oct 2, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest is compounded daily and credited monthly. Transactions are recorded on a monthly statement.
Offer: Minimum daily balance to earn interest is $50. Interest is compounded daily and credited monthly.
0.05% interest rate · Compounded daily · Effective Oct 2, 2026
Rate checked
More details - First National Bank of AbseconConsumer Money MarketConsumer Money Market · $2,500 min
Bank · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: No monthly service fee when minimum average balance of $10,000 or more is maintained; $2.50 monthly fee for average balance $2,500 - $9,999.99; $5.00 monthly fee for average balance $1,000 - $2,499.99; $10.00 monthly fee for average balance below $1,000.
0.05% interest rate · Effective Oct 4, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Only available to members with a Cash Back Plus or High-Yield Checking account. Limit one per membership. To earn maximum stated rate during each Monthly Qualification Cycle (MQC), must complete at least 12 PIN or signature debit card purchases, receive at least one Direct Deposit or ACH deposit of $250+, and be enrolled in electronic statements. If qualifications are not met, 0.05% APY applies to all balances. $2 paper statement fee waived if enrolled in eStatements.
Offer: Base rate applied to all balances if monthly qualification criteria are not met. $2 monthly paper statement fee waived with eStatements.
Qualified rate · 0.05% interest rate · $2 monthly fee · Effective Mar 21, 2025
Rate checked
More details - Affinity Federal Credit UnionAffinity High-Yield SavingsSavings · $5 min · 0.05%–2.50% by balance
Credit union · 16 branches
0.05%APY$5 a year on $10,000Requirements
Product: Tiered rate paid on entire balance based on average daily balance tier. Dividends compounded daily and credited monthly. $2 monthly paper statement fee waived if enrolled in eStatements within first 45 days of membership or for qualifying members. Initial opening deposit $5.00.
Offer: Rate paid on entire balance if average daily balance is less than $100,000. $2 monthly paper statement fee waived if enrolled in eStatements.
0.05% interest rate · Compounded daily · $2 monthly fee · Effective May 28, 2026
Rate by balance
Rate by balance for Affinity High-Yield Savings Balance APY Up to $100,000Your amount 0.05% $100,000 and up 2.50% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $5.00 balance required to maintain credit union ownership/membership. Early direct deposit up to 3 days.
Effective Oct 4, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Sep 18, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must qualify for membership at B-M S Federal Credit Union.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Tier I
0.05% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for eSavings Balance APY Up to $100,000Your amount 0.05% $100,000 and upTier III 0.20% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum deposit of $50 ($100 for joint accounts) to establish membership. Dividends compounded and credited quarterly. Account transfer and withdrawal limitations apply.
Offer: Minimum opening deposit $100.00; minimum balance to avoid a service fee $100.00; minimum balance to earn stated APY $50.00.
0.05% interest rate · Effective Sep 27, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends are compounded and credited quarterly. Must be opened with a minimum $5 deposit; must maintain a minimum $100 balance to earn advertised APY.
Offer: Must maintain a minimum $100 balance to earn advertised APY. Minimum $5 deposit to open. (Table displays Minimum to Open $0, footnote specifies $5 minimum deposit to open).
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Foundation of credit union membership. Dividends compounded and credited quarterly. No monthly maintenance fee.
Offer: Must maintain a minimum $100 balance to earn the advertised APY. Minimum $5 deposit required to open.
0.05% interest rate · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New Jersey
414 accounts at 152 banks and credit unions · checked Oct 22–24
- Typical
- 0.15%
- Top 10% from
- 2.84%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.16%
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New Jersey
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altra Federal Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch
- Bridgeton Onized Federal Credit UnionCredit union · 2 branches