Best high-yield savings rates

Requirements

Product: Requires $5 opening deposit to establish membership and ownership in the credit union. $5 minimum balance required to retain membership benefits. Dividends calculated on daily balance and paid monthly.

Requirements

Product: Linked Kasasa Cash or Kasasa Cash Back account required. To qualify for highest rate tier: at least 12 debit card purchases post and settle per Monthly Qualification Cycle, enroll and log in to online banking, and enroll in e-statements with valid email. Limit 1 account per primary SSN. No monthly maintenance fee. Transfers/withdrawals limited to 6 per calendar month.

Offer: Qualifications not met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle; entire daily balance earns an interest rate of 0.05% resulting in an APY of 0.05%.

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: Credit union membership required. Fees could reduce earnings on the account.

Offer: Minimum balance to earn APY is $100.

Requirements

Product: Must be linked to a Smart Rate Checking or Smart Bonus Checking account (limit of one Smart Checking account and one Smart Saver per SSN; not available to business members). Automatically receives transferred earnings/rebates. No monthly maintenance fee. Qualifications during each Monthly Qualification Cycle: at least 12 debit card purchases post and settle, at least 1 direct deposit or ACH credit transaction posts and settles, and enrolled in and agree to receive electronic statements. If qualifications are not met in the linked checking account, earns the non-qualifying base rate.

Offer: Non-qualifying base rate on all balances if Monthly Qualification Cycle requirements are not met in the linked checking account.

Requirements

Product: Interest credited quarterly. Requires maintaining an average daily balance of $100 each quarterly cycle to avoid a $6 service charge. Includes 9 free debits per quarterly cycle ($0.30 per debit thereafter).

Offer: Maintain an average daily balance of $100 each quarterly cycle to avoid a $6 service charge. Nine free debits per quarterly statement cycle ($0.30 each additional debit).

Requirements

Product: Interest earned on all balances credited and compounded quarterly. Requires scheduled automatic transfers from a Cornhusker Bank checking account during the quarterly statement cycle to avoid a $4 service charge. Includes 9 free account debits per quarterly statement cycle ($0.30 fee for each additional debit).

Offer: $4 service charge assessed if no automatic transfers from a Cornhusker Bank checking account occur during the quarterly statement cycle. Nine free debits per quarterly cycle ($0.30 per debit thereafter).

Requirements

Product: Requires a High Yield Checking or Cash Back Checking account. Limited to 1 Saver account per Primary Account Holder (SSN). Qualifications: monthly Direct Deposit/ACH credit, minimum of 12 debit card purchases, and enrollment in eStatements in the linked checking account.

Offer: Base rate applied to entire daily balance when qualification requirements are not met during Monthly Qualification Cycle.

Requirements

Product: Limited-time offer for new accounts with new money deposited to Equity Bank. Monthly maintenance fee waived with minimum balance.

Offer: Variable tiered rate. Compounded monthly and credited monthly. Limited-time offer for new accounts with new money.

Requirements

Product: Requires a linked Kasasa Cash or Kasasa Cash Back checking account. Limit 1 account per social security number. $5.00 minimum deposit required to open. Monthly direct deposit/ACH credit and enrollment in electronic statements required on linked checking account to qualify for rewards.

Offer: Base rate earned on all balances when qualifications are not met on linked Kasasa Cash or Kasasa Cash Back account.

Requirements

Product: Interest rates for money market savings accounts may vary depending on your area.

Offer: Maintain a $1,000 daily balance to avoid a $10 maintenance fee.

Requirements

Product: Membership requires a $5.00 balance in this primary share account.

Requirements

Product: Optional share that can be opened under your existing member number.

Requirements

Product: Links to free HighYield or CashBack Checking (required). Qualifications: at least 12 debit card purchases each > $5.00, at least 1 ACH credit or ACH payment transaction, and enrolled in e-statements per Monthly Qualification Cycle. Limit 1 account per SSN. Not for commercial purposes. No recurring monthly maintenance charges.

Offer: Base rate earned on entire daily balance when qualifications in linked HighYield or CashBack checking are not met.