Credit union · NCUA insured
Kellogg Credit Union Savings Rates
Kellogg Credit Union’s best savings rate is 0.25% APY on $10,000, with its Future Homeowners Savings Account. Rates checked October 22, 2026.
How Kellogg Credit Union’s savings rates compare
Compared with banks and credit unions near Omaha, NE-IA, where Kellogg Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Kellogg Credit Union
0.25%APY
- Minimum
- $50
- Earns on $10,000 a year
- $25
Future Homeowners Savings Account
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Cornhusker Bank
3.46%APY
- Minimum
- $100
- Earns on $10,000 a year
- $346
Kellogg Credit Union savings score
73
Savings score
Higher than 33% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Kellogg Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Super "K" Savings
Up to 1.00%APY
6 monthly withdrawals allowed; $5.00 fee per withdrawal after 6 per month.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25,000 – $50,000 | 0.50% | — |
| $50,000 – $100,000 | 0.75% | — |
| $100,000 and up | 1.00% | — |
Sources (2)
All captured Sep 18, 2026
Future Homeowners Savings Account
0.25%APY
Early withdrawal fee applies. Finance home with KCU to receive extra closing incentive (account open 12 months, balance at 5% of purchase price).
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (1)
- kellogg-fcu.org/accounts/savin…uture-homeowners-savings · captured Sep 18, 2026
Money Market Checking
0.15%APY
Dividends paid monthly on the last day of each month. Minimum balance to earn dividends is $1,500.00. Withdrawal of dividends and fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,500 – $10,000 | 0.10% | — |
| $10,000 – $25,000 | 0.15% | $15 |
| $25,000 and up | 0.20% | — |
Sources (1)
- kellogg-fcu.org/accounts/checking/money-market · captured Sep 18, 2026
Primary Savings
0.05%APY
Membership requires a $5.00 balance in this primary share account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.05% | $5 |
Sources (2)
All captured Sep 18, 2026
Secondary Savings
0.05%APY
Optional share that can be opened under your existing member number.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
Holiday Club Savings
0.15%APY
If a withdrawal occurs prior to funds disbursal date of November 1, annually, dividends are waived and a fee incurred. Funds are automatically transferred to primary share account November 1.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Dividends paid annually on October 31. | 0.45% | — | Dividends paid annually on October 31. |
| $5,000 and upDividends paid annually on October 31. | 0.15% | $15 | Dividends paid annually on October 31. |
Sources (2)
All captured Sep 18, 2026
Who can join Kellogg Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Douglas, Sarpy, or Washington counties in Nebraska, or Pottawattamie County in Iowa.
Family and household
- Membership is open to immediate family members of current members.
Cost to join
- A $5.00 minimum deposit in Primary Savings is required as a member's share in the Credit Union.
Membership information collected October 4, 2026.