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Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 91–105 results in North Carolina

  1. Top Carrot, Carrot Score 87
    Summit Credit UnionMoney Market SavingsMoney Market Savings · $500 min

    Credit union · 8 branches

    0.60%APY$60 a year on $10,000
  2. Greater Kinston Credit UnionMoney Market Share AccountMoney Market Share Account · $250 min

    Credit union · 1 branch

    0.60%APY$60 a year on $10,000
  3. Top Carrot, Carrot Score 88
    Marine Federal Credit UnionStandard Money MarketStandard Money Market · $2,500 min · 0.55%–0.75% by balance

    Credit union · 12 branches

    0.55%APY$55 a year on $10,000
  4. Top Carrot, Carrot Score 89
    Empeople Credit UnionQuick Silver Money Market AccountQuick Silver Money Market Account · $5,000 min · 0.45%–3.00% by balance

    Credit union · 3 branches

    0.55%APY$55 a year on $10,000
  5. FSNBMilitary Smart Savers PlanSavings · $5 min · 0.55%–0.75% by balance

    Bank · 12 branches

    0.55%APY$55 a year on $10,000with conditions
  6. United Federal Credit UnionElevate Money MarketElevate Money Market · $1,000 min · 0.50%–1.00% by balance

    Credit union · 6 branches

    0.50%APY$50 a year on $10,000with conditions
  7. Top Carrot, Carrot Score 88
    Credit Human Federal Credit UnionShare SavingsSavings · $100 min

    Credit union · 1 branch

    0.50%APY$50 a year on $10,000
  8. United Community BankUnited Money MarketUnited Money Market · $1,500 min · 0.50%–1.15% by balance

    Bank · 37 branches

    0.50%APY$50 a year on $10,000
  9. Top Carrot, Carrot Score 98
    ElecTel Cooperative Federal Credit UnionSpecial SavingsSavings · $10 min

    Credit union · 5 branches

    0.50%APY$50 a year on $10,000
  10. Top Carrot, Carrot Score 98
    ElecTel Cooperative Federal Credit UnionRegular SavingsSavings · $1 min

    Credit union · 5 branches

    0.50%APY$50 a year on $10,000
  11. Champion Credit UnionPersonal Money MarketPersonal Money Market · $1,000 min · 0.20%–2.00% by balance

    Credit union · 7 branches

    0.50%APY$50 a year on $10,000
  12. GUCO Credit UnionEmergency FundSavings · $5 min

    Credit union · 1 branch

    0.50%APY$50 a year on $10,000
  13. ABNB Federal Credit UnionPerformance Money MarketPerformance Money Market · $1,000 min · 0.50%–1.35% by balance

    Credit union · 2 branches

    0.50%APY$50 a year on $10,000
  14. FSNBSavings AccountSavings · $25 min · 0.30%–0.70% by balance

    Bank · 12 branches

    0.50%APY$50 a year on $10,000
  15. Advancial Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.46%–0.56% by balance

    Credit union · 1 branch

    0.46%APY$46 a year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in North Carolina

285 accounts at 102 banks and credit unions · checked Oct 16–22

Typical
0.22%
Top 10% from
2.23%
Banks, typical
0.20%
Credit unions, typical
0.25%

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North Carolina

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Skyla Credit UnionCredit union · 17 branches
  2. Langley Credit UnionCredit union · 1 branch
  3. ElecTel Cooperative Federal Credit UnionCredit union · 5 branches
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate