Credit union · NCUA insured
GUCO Credit Union Savings Rates
GUCO Credit Union’s best savings rate is 0.50% APY on $10,000, with its Emergency Fund. Rates checked October 22, 2026.
How GUCO Credit Union’s savings rates compare
Compared with banks and credit unions near Greenville, NC, where GUCO Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
GUCO Credit Union
0.50%APY
- Minimum
- $5
- Earns on $10,000 a year
- $50
Emergency Fund
Top rate
State Employees' Credit Union
2.20%APY
- Minimum
- $250
- Earns on $10,000 a year
- $220
2nd-highest rate
Civic Federal Credit Union
2.05%APY
- Minimum
- $250
- Earns on $10,000 a year
- $205
GUCO Credit Union savings score
79
Savings score
Higher than 48% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where GUCO Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Emergency Fund
0.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.50% | $50 |
Sources (1)
- gucocreditunion.org/deposit-account-rates · captured Sep 19, 2026
Money Market
0.40%APY
Variable rate account; dividends are compounded daily and credited monthly based on the daily balance method. Minimum balance to earn dividends is $250. Preauthorized/electronic transfers and withdrawals are limited to 6 per calendar month under Regulation D.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 and upMinimum balance of $250 to earn dividends/interest. Variable rate subject to change daily.$250 and up | 0.40% | $40 | Minimum balance of $250 to earn dividends/interest. Variable rate subject to change daily. |
Sources (3)
- gucocreditunion.org/accounts
- gucocreditunion.org/s/GUCO-Tru…n-savings-disclosure.pdf
- gucocreditunion.org/deposit-account-rates
All captured Sep 19, 2026
Share Savings
0.15%APY
Minimum withdrawal $20. Entitles member to all services. Variable rate account. $5 minimum balance to avoid monthly service fee.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Sources (3)
- gucocreditunion.org/accounts
- gucocreditunion.org/s/GUCO-Tru…n-savings-disclosure.pdf
- gucocreditunion.org/deposit-account-rates
All captured Sep 19, 2026
Who can join GUCO Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees and retirees of Greenville Airport are eligible for membership.
- Employees and retirees of the City of Greenville are eligible for membership.
- Employees and retirees of Greenville Housing Authority are eligible for membership.
- Employees and retirees of Greenville Utilities Commission are eligible for membership.
Family and household
- Immediate family members (defined as spouse, children, grandchildren, parents, siblings, stepchildren, and adopted children) are eligible to join.
Membership information collected October 4, 2026.