Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in Montana
- 0.10%APY$10 a year on $10,000
Requirements
Product: Basic savings account representing shares of ownership in the credit union. Par value of a share is $5.00. Regulation D limits apply.
Offer: Dividends calculated by daily balance method and paid monthly.
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Can open up to 99 different sub-accounts within your account to save for a special purpose separate from Regular Share savings. Shows up separately on periodic statement and dividends earned pay back into the individual sub-account.
Offer: Listed as Alternate Shares on the rate schedule. Dividends earned pay back into the individual sub-account.
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Basic membership account representing one share of ownership in the credit union. Required for membership at the Credit Union. Opening balance of $25 required to keep the account open and use other credit union services. Dividends paid monthly. Can withdraw at any time without advance notice.
Offer: Dividends paid monthly.
Rate checked
More details - Rimrock Credit UnionSecondary Share SavingsSavings · $0 min · 0.00%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Offer: Daily balance $0 - $24.99
0.00% interest rate
Rate by balance
Rate by balance for Secondary Share Savings Balance APY Up to $25 0.00% Up to $2,000 0.10% Over $2,000Your amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate
Rate checked
More details - Frontier Credit UnionInsured Money MarketInsured Money Market · $0 min · 0.05%–0.20% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Offer: Interest compounded and credited monthly. Fixed rate. Minimum balance to earn APY is $0.00.
0.05% interest rate · No monthly fee · Effective Sep 30, 2024
Rate by balance
Rate by balance for Insured Money Market Balance APY Up to $2,500 0.05% $2,500 – $20,000Your amount 0.10% $20,000 – $75,000 0.15% $75,000 and up 0.20% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership required based on eligibility. $1 required to open and maintain the account.
Offer: Earns dividends on average daily balance over $100 (or $100 or more). Dividends are compounded and paid monthly.
No monthly fee
Rate checked
More details - Rocky Mountain Credit UnionOptional ShareSavings · $0 min · 0.01%–0.15% by balance
Credit union · 6 branches
0.05%APY$5 a year on $10,000Requirements
Product: Share savings account. Covered under Membership Savings & Other Savings tiers. Minimum average daily balance to earn stated APY is $0.01. Dividends compounded and credited monthly. Rate applies to full balance once tier range is met.
0.01% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Optional Share Balance APY Up to $1,000 0.01% $1,000 – $5,000Your amount 0.05% $25,000 – $75,000 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Basic membership account representing one share of ownership in the credit union. Required for membership. Opening balance of $25 required to keep account open. Early closure fee if closed within 90 days of opening $10.00. Dividends paid quarterly.
Offer: Rate is for all regular share accounts. Dividends calculated daily, paid quarterly. Fees could reduce earnings.
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $3.00 quarterly service charge is waived if a $50 minimum balance is maintained, or waived for minors. Variable interest rate credited quarterly. Up to six monthly withdrawals/transfers allowed.
Offer: $3.00 quarterly service charge waived with $50 minimum balance or for minors. Interest credited quarterly. Variable rate subject to change.
0.05% interest rate · Effective Sep 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 and over. No monthly service fees.
Offer: Minimum monthly balance to earn dividends is $250.
0.05% interest rate · No monthly fee · Effective Sep 28, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 and over. Includes Excess Share Insurance on balances up to $250,000 in addition to NCUA insurance. No monthly service fees.
Offer: Minimum monthly balance to earn dividends is $250.
0.05% interest rate · No monthly fee · Effective Sep 28, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Montana
156 accounts at 51 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 1.87%
- Banks, typical
- 0.18%
- Credit unions, typical
- 0.15%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Montana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altana Federal Credit UnionCredit union · 11 branches
- Billings Federal Credit UnionCredit union · 4 branches
- Mountain America Credit UnionCredit union · 2 branches