Credit union · NCUA insured
Northwestern Energy Employees FCU
Top CarrotA $35.3M credit union headquartered in Butte, MT, with 2,889 members and 2 branches in Montana. Best rates: CDs 3.53% and savings 0.10% APY.
Northwestern Energy Employees FCU Carrot Score
Carrot ScoreTop Carrot
Higher than 83% of U.S. banks and credit unions
#1 of 10 in Butte, MT metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Northwestern Energy Employees FCU
Formerly Montana Power Employees Federal Credit Union and EnerGComm Federal Credit Union, NorthWestern Energy Employees Federal Credit Union was organized on April 14, 1974.
It is a member-owned financial cooperative that meets the financial needs of employees in the energy and communications fields.
- Headquarters
- 2100 Harrison Ave, Butte, MT 59701-6004
- NCUA charter
- 21609
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of The Archibald Company in Butte, MT are eligible.
- Employees of Athena Energy, LLC in Butte, MT are eligible.
- Employees of the Butte Country Club in Butte, MT are eligible.
- Employees of specified companies working in Colstrip, Montana (Big Sky Coal Company, Colstrip Electric, Inc., Colstrip Medical Center, Fortin Construction, Inc., Rosebud Power Plant, Sagebrush Industries, Inc., Colstrip Ambulance Service, Power Maintenance Resources, Inc.) are eligible.
- Employees of Continental Energy (subsidiary of BBI Power Corporation) who work in Montana are eligible.
- Employees of NorthWestern Energy Employees Federal Credit Union are eligible for membership.
19 more ways to join
Employers and groups
- Employees of EnCana who work in the state of Montana are eligible.
- Employees and members of the International Brotherhood of Electrical Workers, Local Union #44 are eligible.
- Employees of Jefferson Energy Trading (JETCO) L.L.C. working in Butte, Montana are eligible.
- Employees of Lakeview Assisted Living LLC working in Colstrip, MT are eligible.
- Former employees of Montana Power Company and its wholly owned subsidiaries who worked in Montana are eligible.
- Employees of NorthWestern Energy who work in the state of Montana are eligible.
- Employees of NorthWestern Energy who work in South Dakota or Nebraska and are paid from Butte, Montana are eligible.
- Employees of PPL Montana LLC who work in the state of Montana are eligible.
- Employees of Talen Energy Corporation who work in Colstrip, Billings, and Butte, Montana are eligible.
- Employees of Touch America Holdings, Inc. and wholly-owned subsidiaries Entech LLC, Touch America Inc., and Tetragenics Company working in Montana are eligible.
- Employees of Westmoreland Coal Company who work in Montana or at the Jewett Mine in Texas are eligible.
Military, government and schools
- Employees of the City of Colstrip, Colstrip, MT are eligible.
- Employees of the Colstrip Public School District who work in Colstrip, Montana are eligible.
- Employees of the St. Labre Indian School Educational Association who work in or are paid from Ashland, Montana are eligible.
Family and household
- Immediate family members or household members of eligible persons are eligible for membership.
Other ways
- Members of record of Mission Arts Employees Federal Credit Union are eligible.
- Organizations of eligible persons are eligible for membership.
- Persons retired as pensioners or annuitants from the listed qualifying employments are eligible.
- Spouses of persons who died while within the field of membership of this credit union are eligible.
Branches
2 branches in Montana
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Montana
2 branches
Butte area · 1
- Northwestern Energy Employees Federal Credit UnionMain office2100 Harrison Ave, Butte, MT 59701Directions
Colstrip area · 1
- Northwestern Energy Employees Federal Credit Union Colstrip421 Willow Ave, Colstrip, MT 59323Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.86% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.12% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.60% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $85 | $59 | — |
- CapitalNet worth ratio10.86%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.12%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.60%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$85Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Northwestern Energy Employees FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.