Credit union · NCUA insured
Family First FCU Savings Rates
Family First FCU’s best savings rate is 0.10% APY on $10,000, with its Secondary Savings. Rates checked October 22, 2026.
How Family First FCU’s savings rates compare
Compared with banks and credit unions near Great Falls, MT, where Family First FCU has the most branches. $10,000, best rate first.
This credit union’s best
Family First FCU
0.10%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $10
Secondary Savings
Top rate
Horizon Credit Union
3.03%APY
- Requires
- Monthly account activity
- Minimum
- $5
- Earns on $10,000 a year
- $303
2nd-highest rate
Montana Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $300
Family First FCU savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Family First FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Secondary Savings
0.10%APY
Can open up to 99 different sub-accounts within your account to save for a special purpose separate from Regular Share savings. Shows up separately on periodic statement and dividends earned pay back into the individual sub-account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceListed as Alternate Shares on the rate schedule. Dividends earned pay back into the individual sub-account.Any balance | 0.10% | $10 | Listed as Alternate Shares on the rate schedule. Dividends earned pay back into the individual sub-account. |
Sources (3)
All captured Sep 16, 2026
Share Accounts
0.10%APY
Basic membership account representing one share of ownership in the credit union. Required for membership at the Credit Union. Opening balance of $25 required to keep the account open and use other credit union services. Dividends paid monthly. Can withdraw at any time without advance notice.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid monthly.Any balance | 0.10% | $10 | Dividends paid monthly. |
Sources (3)
All captured Sep 16, 2026
Special-purpose accounts
Christmas Club Accounts
0.15%APY
Pays an annual dividend and funds are automatically transferred to regular shares on the first business day of November. No minimum monthly deposit. Maximum monthly deposit of $250.00. Deposit by check, cash, or payroll deduction. Can add to the account any time during the year, but once a withdrawal is taken between November 1 and the following October 31, the account closes for that year.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid annually. Maximum monthly deposit of $250.00.Any balance | 0.15% | $15 | Dividends paid annually. Maximum monthly deposit of $250.00. |
Sources (3)
- familyfirstfcu.org/christmas-club-accounts
- familyfirstfcu.org/rates
- familyfirstfcu.org/category/savings
All captured Sep 16, 2026
Who can join Family First FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.