Credit union · NCUA insured
Family First FCU
A $17.6M credit union headquartered in Great Falls, MT, with 1,689 members and 1 branch in Montana. Best rates: CDs 0.20% and savings 0.10% APY.
Family First FCU Carrot Score
77
Carrot Score
Higher than 45% of U.S. banks and credit unions
#5 of 9 in Great Falls, MT metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Family First FCU
Founded in 1956 as Deaconess Federal Credit Union, the institution was started by a small group of Deaconess Hospital employees to create a member-owned financial institution.
Headquartered in Great Falls, Montana, the member-owned credit union proudly serves Cascade, Teton, Choteau, Pondera, and Judith Basin counties.
- Headquarters
- 2901 11th Ave s, Great Falls, MT 59405-5301
- NCUA charter
- 11364
Branches
1 branch in Montana
Loading map…
Montana
1 branch
- Main OfficeMain office2901 11th Ave s, Great Falls, MT 59405Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.01% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.44% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.77% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $48 | $59 | — |
- CapitalNet worth ratio11.01%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.44%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.77%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$48Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Family First FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.