Credit union · NCUA insured
Altana Federal Credit Union
Top CarrotA $660.2M credit union headquartered in Billings, MT, with 40,056 members and 11 branches in Montana. Best rates: CDs 4.18% and savings 2.00% APY.
Altana Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 97% of U.S. banks and credit unions
#1 of 12 in Billings, MT metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Altana Federal Credit Union
Altana Federal Credit Union was founded in 1949 as Laurel Federal Credit Union by nine Montana refinery workers.
The member-owned cooperative serves forty counties in Montana and nine counties in Wyoming.
- Headquarters
- 3212 Central Ave, Billings, MT 59102-6646
- NCUA charter
- 6275
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in 40 Montana counties or 9 Wyoming counties are eligible for membership.
Family and household
- Relatives of an Altana member are eligible for membership.
Cost to join
- To join and belong to the cooperative, members must open and maintain a member savings account with a minimum deposit and balance of $25 ($5 for ages 0-11).
Branches
11 branches in Montana
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Montana
11 branches
Billings area · 7
- Altana FCU West EndMain office3212 Central Ave, Billings, MT 59102Directions
- Altana FCU 24th Street1111 24th St W, Billings, MT 59102Directions
- Altana FCU Downtown219 N 25th St, Billings, MT 59101Directions
- Altana FCU Heights1280 Main St, Billings, MT 59105Directions
- Altana FCU Columbus912 E Pike Ave, Columbus, MT 59019Directions
- Altana FCU Laurel220 1st Ave, Laurel, MT 59044Directions
- Altana FCU Red Lodge821 S Hauser Ave, Red Lodge, MT 59068Directions
Chester area · 1
- Altana FCU Chester122 1st St E, Chester, MT 59522Directions
Chinook area · 1
- Altana FCU Chinook237 Pennsylvania St, Chinook, MT 59523Directions
Havre area · 1
- Altana FCU Havre201 2nd St, Havre, MT 59501Directions
Shelby area · 1
- Altana FCU Shelby840 W Roosevelt Hwy, Shelby, MT 59474Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.24% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.96% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.91% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $87 | $76 | — |
- CapitalNet worth ratio11.24%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.96%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.91%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$87Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Altana Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.