Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Mississippi
- Gulf Coast Community Federal Credit UnionKasasa SaverSavings · $0 min · 0.15%–1.50% by balance
Credit union · 4 branches
1.50%APY$150 a year on $10,000with conditionsRequirements
Product: A Kasasa Cash or Kasasa Cash Back checking account is required to have a Kasasa Saver account. Monthly eStatements required on linked account. Limit 1 account per SSN.
Offer: When qualifications in linked Kasasa Cash or Kasasa Cash Back account are met during the Monthly Qualification Cycle (at least 12 debit card purchases and at least 1 ACH/direct deposit post and settle, and enrolled in eStatements).
Qualified rate · 1.49% interest rate · No monthly fee · Effective May 5, 2025
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $25,000Your amount 1.50% $25,000 and upWhen qualifications in linked Kasasa Cash or Kasasa Cash Back account are met during the Monthly Qualification Cycle. 0.15%* Rate checked
More details - Five Star Credit UnionPremier Growth Money MarketPremier Growth Money Market · $2,000 min · 1.31%–1.76% by balance
Credit union · 3 branches
1.31%APY$131 a year on $10,000Requirements
Product: Money market accounts with less than $2,000 earn savings account base rate. Variable rates subject to change. Fees may reduce earnings.
Offer: Accounts with less than $2,000 earn savings account base rate.
1.30% interest rate
Rate by balance
Rate by balance for Premier Growth Money Market Balance APY $2,000 – $50,000Your amount 1.31% $50,000 – $100,000 1.51% $100,000 and up 1.76% Rate checked
More details - Statewide Federal Credit UnionHigh Yield SavingsSavings · $0 min · 0.05%–3.00% by balance
Credit union · 4 branches
1.25%APY$125 a year on $10,000Requirements
Product: Dividends are compounded and declared monthly based on available earnings, computed on the average daily balance. Unlimited withdrawals and transfers. No monthly fees.
0.05% interest rate · No monthly fee · Effective Sep 30, 2025
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $9,999 0.05% $10,000 – $49,999Your amount 1.25% $50,000 and up 3.00% Rate checked
More details - All In Credit UnionMoney Market AccessMoney Market Access · $0 min · 1.11%–1.66% by balance
Credit union · 1 branch
1.11%APY$111 a year on $10,000Requirements
Product: Dividends are calculated on the average daily balance, compounded monthly, and credited monthly. Rates are declared monthly and may change after the account is opened.
1.10% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Access Balance APY Up to $25,000Your amount 1.11% $25,000 – $50,000 1.26% $50,000 – $175,000 1.46% $175,000 and up 1.66% Rate checked
More details - 1.01%APY$101 a year on $10,000
1.00% interest rate
Rate checked
More details - Hope Credit UnionHOPE Rewards Saving Plus AccountsSavings · 1.01%–1.51% by balance
Credit union · 12 branches
1.01%APY$100 a year on $10,000Requirements
Product: Variable-rate account; rates may change after the account is opened. Rates apply when qualifications are met.
Offer: When qualifications are met.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for HOPE Rewards Saving Plus Accounts Balance APY Up to $10,000Your amount 1.01% $10,000 – $50,000 1.51% Over $50,000 1.51% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Available only to customers with a Kasasa Checking account (Kasasa Cash or Kasasa Cash Back). Limit one account per SSN. Requires $50 minimum opening deposit.
Offer: When qualifications in Kasasa Checking are met: at least 12 debit card purchases, enrolled in and agree to receive eStatements, and enrolled in and log into online banking each monthly qualification cycle.
Qualified rate · No monthly fee · Effective Nov 17, 2022
Rate checked
More details - Members Exchange Credit UnionKasasa Saver AccountSavings · $0 min · 0.25%–1.00% by balance
Credit union · 3 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Linked to Kasasa Checking Account. Kasasa rewards can automatically be transferred into Kasasa Saver.
Offer: Qualifying Kasasa account requirements met
Qualified rate · 1.00% interest rate · Effective Mar 14, 2023
Rate by balance
Rate by balance for Kasasa Saver Account Balance APY Up to $25,000Your amount 1.00% Over $25,000 0.25% Rate checked
More details - Keesler Federal Credit UnionChecking SaverSavings · $0 min · 0.40%–1.00% by balance
Credit union · 30 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Free savings account with no minimum balance that earns dividends when meeting monthly qualifications of linked Keesler Federal checking account. Automatically moves rewards into savings.
Offer: Qualified: when monthly qualifications of linked checking account are met. Rate applies to balances up to $150,000.
Qualified rate · 0.99% interest rate
Rate by balance
Rate by balance for Checking Saver Balance APY Up to $150,000Your amount 1.00% $150,000 and upBlended APY ranges from 1.00% to 0.76% depending on account daily balance. 0.40%* Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 27 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - 1st Mississippi Federal Credit UnionHigh Yield SavingsSavings · $100 min · 0.20%–0.90% by balance
Credit union · 2 branches
0.85%APY$85 a year on $10,000Requirements
Product: Early withdrawal penalties apply. Rates subject to change without notice.
Rate by balance
Rate by balance for High Yield Savings Balance APY $100 – $7,499 0.20% $7,500 – $25,000Your amount 0.85% $25,000 – $50,000 0.85% $50,000 – $250,000 0.90% $250,000 and up 0.90% Rate checked
More details - First South FinancialBoost Money MarketBoost Money Market · $0 min · 0.80%–3.00% by balance
Credit union · 1 branch
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: Requires a Checking account with First South Financial. High-Yield rate (3.00%) on balances of $25,000+. Accounts that fall below the minimum balance requirement of $25,000 will incur a $15.00 monthly service fee. Accurate as of 7/16/2026.
Offer: Balance below $25,000 incurs $15.00 monthly service fee.
Qualified rate · $15 monthly fee · Effective Jul 16, 2026
Rate by balance
Rate by balance for Boost Money Market Balance APY Up to $24,999Your amount 0.80% $25,000 and upRequires checking account with First South Financial. 3.00% Rate checked
More details - First South FinancialMoney MarketMoney Market · $0 min · 0.70%–2.64% by balance
Credit union · 1 branch
0.80%APY$80 a year on $10,000Requirements
Product: The minimum required to open the above accounts is the same as the minimum required to earn corresponding interest. Unlimited deposits and up to 6 transfers or withdrawals per month at no charge (per withdrawal charge starting with 7th withdrawal).
Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.70% $2,500 – $15,000Your amount 0.80% $15,000 – $25,000 0.90% $25,000 – $50,000 1.00% $50,000 – $100,000 1.10% $100,000 – $249,999 1.20% $250,000 – $499,999 2.14% $500,000 and up 2.64% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: A minimum balance of $5.00 must be maintained to avoid a service fee. Dividends computed on average daily balance and compounded quarterly.
Offer: A minimum balance of $5.00 must be maintained to avoid a service fee. Dividends computed on average daily balance and compounded quarterly.
Compounded quarterly · Effective Sep 30, 2026
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Earns competitive dividends on a low monthly balance. Dividends are compounded and declared quarterly based on available earnings and computed on the average daily balance. Interest is calculated daily.
Offer: Dividends are compounded and declared quarterly based on available earnings and computed on the average daily balance. Interest is calculated daily.
0.75% interest rate · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Mississippi
174 accounts at 68 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 1.21%
- Banks, typical
- 0.18%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
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Mississippi
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Triangle Federal Credit UnionCredit union · 5 branches
- New Orleans Firemen's Federal Credit UnionCredit union · 1 branch
- RiverLand Federal Credit UnionCredit union · 2 branches