Credit union · NCUA insured
Statewide Federal Credit Union Savings Rates
Statewide Federal Credit Union’s best savings rate is 1.25% APY on $10,000, with its High Yield Savings. Rates checked October 22, 2026.
How Statewide Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Jackson, MS, where Statewide Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Statewide Federal Credit Union
1.25%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $125
High Yield Savings
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Keesler Federal Credit Union
3.25%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $325
Statewide Federal Credit Union savings score
85
Savings score
Higher than 69% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0001.25%
- $100,000 balance$100,0000.45%
- QualifiedQualified1.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Statewide Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High Yield Savings
1.25%APY
Dividends are compounded and declared monthly based on available earnings, computed on the average daily balance. Unlimited withdrawals and transfers. No monthly fees.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $9,999 | 0.05% | — |
| $10,000 – $49,999 | 1.25% | $125 |
| $50,000 and up | 3.00% | — |
Sources (2)
All captured Sep 19, 2026
Money Management Account
0.45%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upDividends are compounded and declared monthly based on available earnings, computed on the average daily balance. Fees may reduce earnings on the account. Penalties for early withdrawal. All rates are subject to change without notice.$2,500 and up | 0.45% | $45 | Dividends are compounded and declared monthly based on available earnings, computed on the average daily balance. Fees may reduce earnings on the account. Penalties for early withdrawal. All rates are subject to change without notice. |
Sources (1)
- statewidefcu.org/rates · captured Oct 22, 2026
Regular Share Account
0.05%APY
Dividends calculated by daily balance method and compounded monthly/credited monthly. Maximum 6 preauthorized/automatic/electronic transfers per month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMust maintain minimum daily balance of $5.00 to obtain disclosed APY.$5 and up | 0.05% | $5 | Must maintain minimum daily balance of $5.00 to obtain disclosed APY. |
Sources (3)
All captured Sep 19, 2026
Special-purpose accounts
IRA Share Savings Account
0.45%APY
Dividends calculated by daily balance method and compounded monthly/credited monthly. Maximum 6 preauthorized/automatic/electronic transfers per month. Penalty for withdrawals before age 59 1/2. Required minimum distributions after age 70 1/2. Traditional and Roth wrappers supported.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo setup fee and no annual fee. No minimum balance requirement.Any balance | 0.45% | $45 | No setup fee and no annual fee. No minimum balance requirement. |
Christmas Club Account
0.05%APY
Dividends calculated by daily balance method and compounded monthly/credited monthly. Maximum 6 preauthorized/automatic/electronic transfers per month.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (3)
All captured Sep 19, 2026
Who can join Statewide Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of the Friends of Flowood Library are eligible for membership.
- Retirees of any eligible group are eligible for membership.
- Members of The Jackson Zoological Society are eligible for membership.
Military, government and schools
- Federal, State, County, or City Government employees who work in Oktibbeha County, MS are eligible for membership.
- Members of the Mississippi State University Alumni Association are eligible for membership.
Family and household
- Family members (spouses, children, parents, grandchildren, grandparents, brothers, and sisters) of current Statewide members or persons eligible for Statewide membership are eligible to join.
1 more way to join
Family and household
- Surviving spouses of deceased members or potential members are eligible to join.
Membership information collected October 4, 2026.