Bank · FDIC insured
First Financial Bank
A $2B bank headquartered in El Dorado, AR, with 17 branches in 2 states.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Savings: published rates need another account or activity, so they are not scored. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: no rates found on its website.
- Savings—1.00%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Financial Bank
First Financial Bank was formed in 1934 as First Federal Savings and Loan of El Dorado.
The institution changed its name to First Financial Bank in 1989 and converted to a state-chartered commercial bank in 1999.
Recognized as a top agricultural lender nationally, the bank began building its national poultry lending program in 1993.
- Headquarters
- 300 East Peach Street, El Dorado, AR 71730
- FDIC certificate
- 28905 ↗
Branches
17 branches in 2 states
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Arkansas
15 branches
El Dorado area · 6
- First Financial BankMain office300 East Peach Street, El Dorado, AR 71730Directions
- 318 Griffith Street Branch318 Griffith St, El Dorado, AR 71730Directions
- East Main Branch2300 E Main St, El Dorado, AR 71730Directions
- Timberlane Branch500 S Timberlane Dr, El Dorado, AR 71730Directions
- Washington Street Branch214 N Washington Ave, El Dorado, AR 71730Directions
- 122 West Seventh Street Branch122 W 7th St, Smackover, AR 71762Directions
Jonesboro area · 2
- Harrisburg Branch605 N Illinois St, Harrisburg, AR 72432Directions
- Harrisburg Branch201 E Jackson St, Harrisburg, AR 72432Directions
Wynne area · 2
- Ridgeview Branch806 Highway 64 E, Wynne, AR 72396Directions
- Wynne Branch528 Merriman Ave E, Wynne, AR 72396Directions
Cherry Valley area · 1
- Cherry Valley Branch3251 Highway 42, Cherry Valley, AR 72324Directions
Forrest City area · 1
- Forrest City Branch810 N Washington St, Forrest City, AR 72335Directions
Little Rock area · 1
- Little Rock Branch1501 N University Ave, Little Rock, AR 72207Directions
McCrory area · 1
- Mccrory Branch124 North Edmonds Avenue, McCrory, AR 72101Directions
Mena area · 1
- Mena Main Branch600 Highway 71 S, Mena, AR 71953Directions
Mississippi
2 branches
Carthage area · 1
- Carthage Bank Branch510 Highway 35 S, Carthage, MS 39051Directions
Memphis area · 1
- Senatobia Branch700 N Robinson St, Senatobia, MS 38668Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.15% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 3.64% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 2.18% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $103 | $88 | — |
- CapitalLeverage ratio11.15%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent3.64%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets2.18%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$103Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Financial Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.