Credit union · NCUA insured
Gulf Coast Community Federal Credit Union Savings Rates
Gulf Coast Community Federal Credit Union’s best savings rate is 0.10% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Gulf Coast Community Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Gulfport, MS, where Gulf Coast Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Gulf Coast Community Federal Credit Union
1.50%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $150
Kasasa Saver
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Navigator Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $325
Gulf Coast Community Federal Credit Union savings score
72
Savings score
Higher than 32% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.40%
- QualifiedQualified1.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Gulf Coast Community Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Kasasa Saver
Up to 1.50%APY
A Kasasa Cash or Kasasa Cash Back checking account is required to have a Kasasa Saver account. Monthly eStatements required on linked account. Limit 1 account per SSN.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000When qualifications in linked Kasasa Cash or Kasasa Cash Back account are met during the Monthly Qualification Cycle (at least 12 debit card purchases and at least 1 ACH/direct deposit post and settle, and enrolled in eStatements). | 1.50% | $150 | When qualifications in linked Kasasa Cash or Kasasa Cash Back account are met during the Monthly Qualification Cycle (at least 12 debit card purchases and at least 1 ACH/direct deposit post and settle, and enrolled in eStatements). |
| Any balanceApplies to entire average daily balance if qualifications in linked Kasasa Cash or Kasasa Cash Back account are not met. | 0.05% | $5 | Applies to entire average daily balance if qualifications in linked Kasasa Cash or Kasasa Cash Back account are not met. |
| $25,000 and upWhen qualifications in linked Kasasa Cash or Kasasa Cash Back account are met during the Monthly Qualification Cycle. Earns 0.15% dividend rate on portion of average daily balance over $25,000, resulting in a range of 1.50% to 0.42% APY depending on balance. | 0.15% | — | When qualifications in linked Kasasa Cash or Kasasa Cash Back account are met during the Monthly Qualification Cycle. Earns 0.15% dividend rate on portion of average daily balance over $25,000, resulting in a range of 1.50% to 0.42% APY depending on balance. |
Rewards Money Market Account
0.10%APY
Earns maximum dividends when balance is at or above $10,000. 6 free withdrawals per month. Direct check-writing ability.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $500 | 0.00% | — |
| $500 – $2,500 | 0.05% | — |
| $2,500 – $10,000 | 0.10% | — |
| $10,000 – $20,000 | 0.10% | $10 |
| $20,000 – $50,000 | 0.35% | — |
| $50,000 – $100,000 | 0.40% | — |
| $100,000 – $250,000 | 0.40% | — |
| $250,000 and up | 0.40% | — |
Sources (2)
- gulfcoastcommunityfcu.com/acco…vings/money-markets.html
- gulfcoastcommunityfcu.com/acco…ing/choice-checking.html
All captured Oct 15, 2026
Wealth Builder Savings Account
0.25%APY
Low $25 minimum monthly deposit required systematically using payroll deduction, direct deposit, or automatic transfer. Active Gulf Coast Community Federal Credit Union checking account must be maintained. No penalty-free withdrawals permitted.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Money Market Account
0.10%APY
Earns maximum dividends when balance is at or above $2,500. Should your minimum average daily balance fall below $2,500, your dividends will be calculated on the rate paid on the regular savings account. 6 free withdrawals per month. Direct check-writing ability.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $500 | 0.00% | — |
| $500 – $2,500 | 0.05% | — |
| $2,500 – $10,000 | 0.10% | — |
| $10,000 – $20,000 | 0.10% | $10 |
| $20,000 – $50,000 | 0.10% | — |
| $50,000 – $100,000 | 0.10% | — |
| $100,000 and up | 0.10% | — |
Sources (2)
- gulfcoastcommunityfcu.com/acco…vings/money-markets.html
- gulfcoastcommunityfcu.com/acco…ing/choice-checking.html
All captured Oct 15, 2026
Regular Savings Account
0.05%APY
Establishes membership with Gulf Coast Community Federal Credit Union ($10 one-time nonrefundable membership fee). $5 minimum average balance requirement.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $500 | 0.00% | — |
| $500 – $2,500 | 0.05% | — |
| $2,500 – $20,000 | 0.05% | $5 |
| $20,000 – $50,000 | 0.05% | — |
| $50,000 and up | 0.05% | — |
Special-purpose accounts
Individual Retirement Account
0.20%APY
Traditional and Roth IRA options available.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5 | 0.00% | — |
| Up to $3,000 | 0.10% | — |
| $3,000 – $10,000 | 0.15% | — |
| $10,000 – $20,000 | 0.20% | $20 |
| $20,000 – $50,000 | 0.40% | — |
| $50,000 – $100,000 | 0.40% | — |
| $100,000 and up | 0.40% | — |
Wealth Builder IRA Savings Account
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (2)
- gulfcoastcommunityfcu.com/services/tools/rates.html
- gulfcoastcommunityfcu.com/acco…ing/choice-checking.html
All captured Sep 19, 2026
Christmas Savings
0.05%APY
Save for holiday shopping early. Funds available November 1 of each year. 1 penalty-free withdrawal; $25 fee applied for second withdrawal and account will be closed.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5 | 0.00% | — |
| $5 and up | 0.05% | $5 |
Who can join Gulf Coast Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Harrison, Hancock, Stone, or Jackson County.
Family and household
- Membership is open to immediate family members (spouses, children, siblings, parents, grandparents, grandchildren, stepparents, stepchildren, step-siblings, adoptive family members) and anyone who helps maintain the household of an existing member.
Other ways
- Membership is open to individuals who participate in or are members of select associations: The American Legion, Veterans of Foreign Wars (VFW), Friends of Jerry Lawrence Library Association, or the Mental Health Association of South Mississippi.
Membership information collected October 4, 2026.