Credit union · NCUA insured
AMPOT FCU
A $15.3M credit union headquartered in Hamilton, MS, with 2,173 members and 1 branch in Mississippi. Best rates: savings 1.01% APY.
AMPOT FCU Carrot Score
84
Carrot Score
Higher than 66% of U.S. banks and credit unions
#17 of 59 in MississippiHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About AMPOT FCU
AMPOT Federal Credit Union was founded on June 30, 1969, to serve American Potash employees and their immediate families.
Headquartered in Hamilton, Mississippi, the credit union is open to all residents of Monroe County, Mississippi.
- Headquarters
- 40481 Old Highway 45 S, Hamilton, MS 39746-8301
- NCUA charter
- 19538
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to all residents of Monroe County, MS.
Branches
1 branch in Mississippi
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Mississippi
1 branch
- Ampot FcuMain office40481 Old Highway 45 S, Hamilton, MS 39746Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.20% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.84% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -1.81% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $58 | $59 | — |
- CapitalNet worth ratio11.20%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.84%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-1.81%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$58Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of AMPOT FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.