Credit union · NCUA insured
Members Exchange Credit Union Savings Rates
Members Exchange Credit Union’s best savings rate is 0.25% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Members Exchange Credit Union’s savings rates compare
Compared with banks and credit unions near Jackson, MS, where Members Exchange Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Members Exchange Credit Union
1.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $100
Kasasa Saver Account
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Keesler Federal Credit Union
3.25%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $325
Members Exchange Credit Union savings score
74
Savings score
Higher than 37% of U.S. banks and credit unions
- $1,000 balance$1,0000.01%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.45%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Members Exchange Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Kasasa Saver Account
Up to 1.00%APY
Linked to Kasasa Checking Account. Kasasa rewards can automatically be transferred into Kasasa Saver.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Qualifying Kasasa account requirements met | 1.00% | $100 | Qualifying Kasasa account requirements met |
| Over $0Non-qualifying Kasasa status | 0.05% | $5 | Non-qualifying Kasasa status |
| Over $25,000Qualifying Kasasa account requirements met on portion of balance above $25,000 | 0.25% | — | Qualifying Kasasa account requirements met on portion of balance above $25,000 |
Sources (2)
All captured Oct 4, 2026
Money Market
Up to 0.25%APY
Dividends are earned on the average daily balance, compounded and paid quarterly. The account must remain open through the end of the dividend period. No service fee if required minimum balance is maintained.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upVariable rate. Requires minimum earning balance of $2,500. | 0.20% | $20 | Variable rate. Requires minimum earning balance of $2,500. |
| $10,000 and upVariable rate. Requires minimum earning balance of $10,000. | 0.25% | $25 | Variable rate. Requires minimum earning balance of $10,000. |
| $25,000 and upVariable rate. Requires minimum earning balance of $25,000. | 0.30% | — | Variable rate. Requires minimum earning balance of $25,000. |
| $50,000 and upVariable rate. Requires minimum earning balance of $50,000. | 0.45% | — | Variable rate. Requires minimum earning balance of $50,000. |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
IRA Savings
Up to 0.15%APY
Individual Retirement Arrangement savings accounts including Traditional, Roth, and Coverdell ESAs.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.01% | $1 |
| $1,000 and up | 0.05% | $5 |
| $2,500 and up | 0.10% | $10 |
| $5,000 and up | 0.15% | $15 |
Sources (2)
All captured Oct 4, 2026
Holiday Savings Account
0.01%APY
Can be opened at any time of the year. Dividends are compounded quarterly and an average daily balance of $500 is required to obtain the disclosed APY. Excessive or early withdrawal fees may apply.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 and up | 0.01% | $1 |
Sources (2)
All captured Oct 4, 2026
Regular Savings
0.01%APY
Dividends are compounded quarterly. An average daily balance of $500 is required to obtain the disclosed APY (accounts for children under 18 earn dividends for balances under $500). Membership grants ownership and voting privileges.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 and up | 0.01% | $1 |
| $1,000 and up | 0.01% | $1 |
| $2,500 and up | 0.01% | $1 |
| $5,000 and up | 0.01% | $1 |
Sources (2)
All captured Oct 4, 2026
Vacation Club Savings
0.01%APY
Can be opened at any time of the year. Dividends are compounded quarterly and an average daily balance of $500 is required to obtain the disclosed APY. Excessive or early withdrawal fees may apply.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 and up | 0.01% | $1 |
Sources (2)
All captured Oct 4, 2026
Youth Savings Account
0.01%APY
Available to anyone 17 and under. Account must be opened with an adult joint owner presenting an unexpired government-issued ID; Social Security Card and Birth Certificate for the minor required in addition to driver's license/state ID if applicable. No minimum balance to earn dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0For minors onlyOver $0 | 0.01% | $1 | For minors only |
Sources (2)
All captured Oct 4, 2026
Who can join Members Exchange Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, worship, or attend school in, as well as businesses and other legal entities located in Hinds, Madison, Rankin, Simpson, Copiah, Attala, Claiborne, Covington, Holmes, Jasper, Jefferson, Jefferson Davis, Jones, Lawrence, Leake, Lincoln, Neshoba, Newton, Scott, Smith, Warren, Winston, and Yazoo Counties in Mississippi.
Family and household
- Membership is open to immediate family members of credit union members, including spouse, parents, brothers, sisters, grandparents, children, and grandchildren.
Other ways
- Membership is open to organizations owned by eligible persons.
Cost to join
- A minimum deposit of $1.00 in a share savings account is required to join.
- There is no joining fee.
Membership information collected October 4, 2026.