Bank · FDIC insured
First Financial Bank Savings Rates
First Financial Bank’s best savings rate is 1.00% APY, with its Free Kasasa Saver, with extra requirements. Rates checked October 22, 2026.
How First Financial Bank’s savings rates compare
Compared with banks and credit unions in Arkansas, where First Financial Bank has the most branches. $10,000, best rate first.
This bank’s best
First Financial Bank
1.00%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $100
Free Kasasa Saver
Top rate
First Service Bank
4.64%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $464
2nd-highest rate
Gateway Bank
4.08%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $408
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Free Kasasa Saver
0.00%APY on $10,000
Available only to customers with a Kasasa Checking account (Kasasa Cash or Kasasa Cash Back). Limit one account per SSN. Requires $50 minimum opening deposit.
| Part of the balance | Rate on that part |
|---|---|
| $50,000 and up | 1.50% |
On $10,000 the tiers blend to about 0.00% APY, earning $0 a year.
Sources (3)
- ffb1.com/personal/personal-savings
- ffb1.com/personal/personal-sav…s/free-kasasa-saver.html
- ffb1.com/rates.html
All captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.