Credit union · NCUA insured
Statewide Federal Credit Union
A $210M credit union headquartered in Flowood, MS, with 24,134 members and 4 branches in Mississippi. Best rates: CDs 3.00% and savings 1.25% APY.
Statewide Federal Credit Union Carrot Score
82
Carrot Score
Higher than 60% of U.S. banks and credit unions
#7 of 26 in Jackson, MS metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Statewide Federal Credit Union
Statewide Federal Credit Union provides homegrown banking for the people of Mississippi.
- Headquarters
- 295 E Layfair Dr, Flowood, MS 39232-9527
- NCUA charter
- 6369
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of the Friends of Flowood Library are eligible for membership.
- Retirees of any eligible group are eligible for membership.
- Members of The Jackson Zoological Society are eligible for membership.
Military, government and schools
- Federal, State, County, or City Government employees who work in Oktibbeha County, MS are eligible for membership.
- Members of the Mississippi State University Alumni Association are eligible for membership.
Family and household
- Family members (spouses, children, parents, grandchildren, grandparents, brothers, and sisters) of current Statewide members or persons eligible for Statewide membership are eligible to join.
1 more way to join
Family and household
- Surviving spouses of deceased members or potential members are eligible to join.
Branches
4 branches in Mississippi
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Mississippi
4 branches
Jackson area · 1
- Statewide FCUMain office295 E Layfair Dr, Flowood, MS 39232Directions
Cleveland area · 1
- Statewide FCU809 W Sunflower Rd, Cleveland, MS 38732Directions
Columbus area · 1
- Columbus Branch1813 Highway 45 N, Columbus, MS 39705Directions
Starkville area · 1
- Statewide FCU333 Highway 12 W, Starkville, MS 39759Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.51% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.59% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.98% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $67 | $76 | — |
- CapitalNet worth ratio9.51%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.59%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.98%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$67Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Statewide Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.