Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 466–480 results in Minnesota
- 0.05%APY$5 a year on $10,000
Requirements
Product: Share accounts are NCUA insured up to $250,000. Must deposit or maintain minimum required shares in a Savings account. Account transfer and withdrawal limitations apply.
Offer: Dividends compounded monthly. Rates and APYs are prospective, variable, and may change after account is opened. Account transfer and withdrawal limitations apply.
0.05% interest rate · Compounded monthly · Effective Dec 1, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking. Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings into Kasasa Saver. Qualifications per Monthly Qualification Cycle on linked checking: at least 1 ACH credit or ACH payment transaction, at least 12 debit card purchases, enrolled in and agree to receive e-statements.
Offer: Base rate if qualifications are not met on linked Kasasa Cash or Kasasa Cash Back.
Qualified rate · No monthly fee
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable interest is calculated by daily balance method, compounded and credited monthly. Monthly service charge of $2.00 applies if age 23 or older and average ledger balance is below $200.00 for the statement cycle (waived for age 22 and younger). Maximum 6 withdrawals/transfers per statement cycle; $15.00 debit item charge for each excess debit.
Offer: Minimum daily available balance to earn interest / obtain APY is $50.00. Monthly service charge of $2.00 is waived if age 22 and younger or if average ledger balance is $200.00 or more for the statement cycle.
$2 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Monthly service fee of $5 is waived if a $500 minimum monthly average balance is maintained, with direct deposit into the account monthly, or for customers under age 26.
Offer: Monthly service fee waived if $500 minimum monthly average balance is maintained, with monthly direct deposit, or for customers under age 26.
0.04% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Monthly service fee of $20 is waived if a $50,000 minimum monthly average balance is maintained.
Offer: Monthly service fee waived if $50,000 minimum monthly average balance is maintained.
0.04% interest rate · $20 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for HighYield4Me Balance APY Up to $500,000Your amount 0.04% $500,000 – $1,000,000 3.29% $1,000,000 and up 3.55% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Unlimited withdrawals each month. $3 monthly minimum balance fee waived for persons 17 and under and over 60.
Offer: Variable interest rate may change after account opening. $3 monthly fee if balance falls below $100 minimum; fee waived for persons 17 and under and over 60.
$3 monthly fee · Effective Oct 2, 2026
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More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
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More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Eligible for Net Zero and Community Impact Deposits.
Offer: Variable interest rate paid monthly based on daily balance; applies to entire account balance. Monthly maintenance fee of $3 is waived if a $50 daily balance is maintained every day of the month. $1.50 quarterly paper statement fee waived if enrolled in eStatements.
0.04% interest rate · $3 monthly fee
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Quarterly statement unless electronic transfers or paired with First Citizens checking. $2.00 monthly service charge waived by maintaining a $100 average collected balance.
Offer: Earn interest on daily collected balance, compounded and paid quarterly. $2.00 monthly maintenance fee waived with $100 minimum average collected balance.
0.03% interest rate · $2 monthly fee · Effective Oct 20, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Interest calculated daily and compounded/paid quarterly. For customers under 18 years of age, there are no minimum deposit or minimum average daily balance requirements.
Offer: A $3 maintenance fee is imposed every quarter if the minimum average daily balance is not maintained (waived for customers under 18). Minimum balance of $100 required to open account and avoid service fees.
0.03% interest rate
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
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More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
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More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Standard Rate with qualifying, open Huntington Perks Checking account. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · Balance cap $2,000,000.99 · $10 monthly fee · Effective Oct 5, 2026
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More details - SMW Financial Credit UnionShare SavingsSavings · $25 min · 0.00%–0.02% by balance
Credit union · 2 branches
0.02%APY$2 a year on $10,000Requirements
Product: Gain membership to SMW Financial Credit Union. $25 minimum deposit to open. Earn dividends on balances of $250 or more.
0.00% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Share Savings Balance APY Up to $249 0.00% $250 – $10,000 0.02% $10,000 and upYour amount 0.02% Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Available to Rewards Checking account holders. Must meet monthly qualification cycle requirements (at least $1,000 in direct deposit/ACH credits per month, at least 15 debit card purchases of at least $3, and enrolled in eStatements) to earn qualifying rates; otherwise earns base interest rate.
Offer: Base rate paid on all balances if Monthly Qualification Cycle requirements in Rewards Checking are not met.
Qualified rate · 0.02% interest rate · No monthly fee · Effective Oct 5, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Minnesota
510 accounts at 188 banks and credit unions · checked Oct 22–24
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Minnesota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Greater Community CUCredit union · 4 branches
- Altra Federal Credit UnionCredit union · 4 branches
- VisionBankBank · 1 branch