ProGrowth Bank Savings & Money Market Rates

How ProGrowth Bank’s savings rates compare

Compared with banks and credit unions near Mankato, MN, where ProGrowth Bank has the most branches. $10,000, best rate first.

This bank’s best
ProGrowth Bank
0.06%APY
Requires
None
Minimum
$25
Earns on $10,000 a year
$6
Lifeline Savings
Top rate
BankVista
3.51%APY
Requires
Monthly account activity
Minimum
$50
Earns on $10,000 a year
$351
BankVista rates
2nd-highest rate
Affinity Plus
3.50%APY
Requires
Monthly account activity
Minimum
—
Earns on $10,000 a year
$350
Affinity Plus rates

Compare savings rates near you →

66

Savings score

Higher than 15% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.06%
$10,000 balance$10,0000.06%
$100,000 balance$100,0002.79%
QualifiedQualified0.06%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where ProGrowth Bank ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the bank’s website. Earnings assume the rate doesn’t change.

Platinum Money Market

Up to 3.51%APY$10,000 to open

Variable interest is calculated by the daily balance method, and is compounded and credited monthly. Monthly Service Charge, if average ledger balance is below $10,000.00 for the statement cycle. Maximum number of withdrawals or transfers is 6. Debit Item Charge for each debit in excess of six (6) processed during the statement cycle is $15.00.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$100,000 and up$10,000 average ledger balance required to avoid $10 monthly service charge. Rate accurate as of 10/01/2026 and may change after account opening. Earn 2.79% APY on balances $100,000+.	2.79%	—	$10,000 average ledger balance required to avoid $10 monthly service charge. Rate accurate as of 10/01/2026 and may change after account opening. Earn 2.79% APY on balances $100,000+.
$250,000 and up$10,000 average ledger balance required to avoid $10 monthly service charge. Rate accurate as of 10/01/2026 and may change after account opening. Earn 3.51% APY on balances $250,000+.	3.51%	—	$10,000 average ledger balance required to avoid $10 monthly service charge. Rate accurate as of 10/01/2026 and may change after account opening. Earn 3.51% APY on balances $250,000+.

Sources (3)

All captured Oct 5, 2026

Lifeline Savings

0.06%APY$25 to open

Designed for customers with no other ProGrowth Bank accounts. Variable interest calculated by daily balance method, compounded and credited quarterly. Fall below fee of $2.00 assessed quarterly when average ledger balance falls below $50.00 during a calendar month. Maximum 6 withdrawals/transfers per calendar month; $0.50 debit item charge per excess debit (waived if minimum average ledger balance requirement is met each calendar month).

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$50 and upMinimum daily available balance to earn interest / obtain APY is $50.00. Fall Below Fee is $2.00 quarterly when average ledger balance falls below $50.00 during a calendar month.$50 and up	0.06%	$6	Minimum daily available balance to earn interest / obtain APY is $50.00. Fall Below Fee is $2.00 quarterly when average ledger balance falls below $50.00 during a calendar month.

Sources (3)

All captured Oct 16, 2026

Special-purpose accounts

Health Savings Account

0.61%APYHSA$100 to open

Must be covered under a high-deductible health plan (HDHP). Monthly service charge of $2.00 is assessed if average ledger balance is below $750 for the statement cycle. No annual fee. Variable interest calculated by daily balance method, compounded and credited monthly.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $2,500Monthly service charge of $2.00 waived if average ledger balance is $750 or more for the statement cycle.	0.04%	—	Monthly service charge of $2.00 waived if average ledger balance is $750 or more for the statement cycle.
$2,500 – $10,000Monthly service charge of $2.00 waived if average ledger balance is $750 or more for the statement cycle.	0.14%	—	Monthly service charge of $2.00 waived if average ledger balance is $750 or more for the statement cycle.
$10,000 – $50,000Monthly service charge of $2.00 waived if average ledger balance is $750 or more for the statement cycle.	0.61%	$61	Monthly service charge of $2.00 waived if average ledger balance is $750 or more for the statement cycle.
$50,000 – $100,000Monthly service charge of $2.00 waived if average ledger balance is $750 or more for the statement cycle.	0.61%	—	Monthly service charge of $2.00 waived if average ledger balance is $750 or more for the statement cycle.
$100,000 – $250,000Monthly service charge of $2.00 waived if average ledger balance is $750 or more for the statement cycle.	0.94%	—	Monthly service charge of $2.00 waived if average ledger balance is $750 or more for the statement cycle.
$250,000 and upMonthly service charge of $2.00 waived if average ledger balance is $750 or more for the statement cycle.	0.94%	—	Monthly service charge of $2.00 waived if average ledger balance is $750 or more for the statement cycle.

Sources (3)

All captured Oct 16, 2026

IRA Savings

0.72%APYIRA$100 to open

Supports Traditional and Roth IRA tax wrappers.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$100 and upMinimum balance to obtain APY is $100.$100 and up	0.72%	$72	Minimum balance to obtain APY is $100.

Sources (4)

All captured Oct 16, 2026

ProGrowth Panda Pals

0.06%APYKids and teens$1 to open

Primary owner must be 0-12 years old. A parent or guardian is required as co-owner for individuals under age 18. Automatically converts to Classic Savings at age 13. Maximum of 6 withdrawals/transfers allowed per calendar month. Variable interest compounded and credited quarterly.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$1 and upMinimum available balance to earn interest / obtain APY is $1.00.$1 and up	0.06%	$6	Minimum available balance to earn interest / obtain APY is $1.00.

Sources (3)

All captured Oct 16, 2026

Classic Savings

0.04%APYAge limits$25 to open

Variable interest is calculated by daily balance method, compounded and credited monthly. Monthly service charge of $2.00 applies if age 23 or older and average ledger balance is below $200.00 for the statement cycle (waived for age 22 and younger). Maximum 6 withdrawals/transfers per statement cycle; $15.00 debit item charge for each excess debit.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$50 and upMinimum daily available balance to earn interest / obtain APY is $50.00. Monthly service charge of $2.00 is waived if age 22 and younger or if average ledger balance is $200.00 or more for the statement cycle.$50 and up	0.04%	$4	Minimum daily available balance to earn interest / obtain APY is $50.00. Monthly service charge of $2.00 is waived if age 22 and younger or if average ledger balance is $200.00 or more for the statement cycle.

Sources (3)

All captured Oct 16, 2026

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

Visit institution website ↗Branches and institution details

How ProGrowth Bank’s savings rates compare

ProGrowth Bank savings score

Current savings rates

Platinum Money Market

Lifeline Savings

Special-purpose accounts

Health Savings Account

IRA Savings

ProGrowth Panda Pals

Classic Savings

Opening an account