Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 136–150 results in Minnesota
- Peoples State BankPeoples Preferred SavingsSavings · $1,000 min · 0.00%–3.51% by balance
Bank · 3 branches
0.90%APY$90 a year on $10,000Requirements
Product: Tiered interest rates. Interest calculated daily and paid monthly. 6 free withdrawals per month.
0.00% interest rate · No monthly fee · Effective Sep 24, 2026
Rate by balance
Rate by balance for Peoples Preferred Savings Balance APY Up to $1,000 0.00% $1,000 – $7,500 0.50% $7,500 – $50,000Your amount 0.90% $50,000 – $100,000 1.21% $100,000 – $200,000 1.51% $200,000 – $500,000 1.76% $500,000 – $1,000,000 2.32% $1,000,000 – $5,000,000 3.20% $5,000,000 and up 3.51% Rate checked
More details - 0.90%APY$90 a year on $10,000
Requirements
Product: Dividends are paid at a higher rate than a regular Share Savings Account. 3 withdrawals per month. Unlimited deposits. Fees may reduce earnings on account.
Offer: Balance tier $9,999.99 or below. Fees may reduce earnings on account.
0.70% interest rate · Effective Jun 1, 2024
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.70% $10,000 – $25,000Your amount 0.90% $25,000 – $50,000 1.00% $50,000 – $100,000 1.05% $100,000 and up 1.15% Rate checked
More details - 0.85%APY$85 a year on $10,000intro rate
Requirements
Product: Open with as little as $50. Deposits contribute towards sustainable energy, affordable housing, and nonprofits. Rates are accurate as of 10/1/2026 and subject to change at any time. Fees may reduce earnings.
Offer: Rate applies if balance is less than or equal to $99,999.99.
Promotional rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Impact Market Savings Balance APY Up to $100,000Your amount 0.85% $100,000 – $500,000 1.97% $500,000 and up 2.99% Rate checked
More details - Stearns BankAbove the Norm Personal Market SavingsSavings · $50 min · 0.85%–2.99% by balance
Bank · 4 branches
0.85%APY$85 a year on $10,000Requirements
Product: Open a savings account with as little as $50. Rates are accurate as of 10/1/2026 and subject to change at any time, including after account opening. Fees may reduce earnings.
Offer: A balance of $0.01 is needed to earn the APY. Rate applies if balance is $99,999.99 or less.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Above the Norm Personal Market Savings Balance APY Up to $100,000Your amount 0.85% $100,000 – $500,000 1.97% $500,000 and up 2.99% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 35 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - First National Bank of Moose LakeInvestors Money Market SavingsInvestors Money Market Savings · $10,000 min · 0.75%–1.20% by balance
Bank · 2 branches
0.80%APY$80 a year on $10,000Requirements
Product: No fee for the month if balance is above $1,000; features unlimited withdrawals.
Offer: Rate may change after account is opened. Fees may reduce earnings.
0.75% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Investors Money Market Savings Balance APY Up to $9,999 0.75% $10,000 – $24,999Your amount 0.80% $25,000 – $49,999 0.85% $50,000 – $99,999 0.95% $100,000 and up 1.20% Rate checked
More details - Bonanza Valley State BankMoney MarketMoney Market · $1,000 min · 0.80%–2.10% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000Requirements
Product: These rates may change after account opening. Fees may reduce earnings. $1,000.00 Minimum Balance.
0.80% interest rate · Effective Dec 24, 2025
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $25,000Your amount 0.80% $25,000 – $50,000 0.90% $50,000 – $100,000 0.95% $100,000 – $250,000 1.00% $250,000 and up 2.10% Rate checked
More details - 0.76%APY$76 a year on $10,000
Requirements
Product: Prize-linked savings account. For every $25 increase in account balance, earn an entry into monthly, quarterly, and annual prize drawings (max 4 entries per month). Kids can participate with parent/guardian permission.
Offer: For every $25 increase in balance, earn an entry into monthly, quarterly, and annual prize drawings (maximum 4 entries per month). Stated as 0.75% base rate (0.76% APY / 0.75% APR in promotional text).
0.75% interest rate
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Dividends are calculated on the daily balance and paid monthly. Rates are subject to change without notice. No maintenance fees.
Offer: Daily balance up to $4,999.99. Dividends calculated on the daily balance and paid monthly.
0.74% interest rate · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.75% $5,000 – $25,000Your amount 0.75% $25,000 – $50,000 0.80% $50,000 – $100,000 0.80% $100,000 – $250,000 0.90% $250,000 and up 1.00% Rate checked
More details - First Bank Blue EarthInvestor Savings AccountSavings · $100 min · 0.05%–1.51% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: For customers over 17 years of age. Interest compounded daily and credited monthly. Service charge of $2.00 imposed if balance falls below the average daily balance for the month of $100.00.
Offer: Requires a minimum daily balance of $0.01 to obtain the disclosed APY. Daily balances up to $9,999.99. Service charge of $2.00 imposed if balance falls below the average daily balance of $100.00 for the month.
0.05% interest rate · Compounded daily · $2 monthly fee · Effective Jun 5, 2026
Rate by balance
Rate by balance for Investor Savings Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 0.85% $50,000 – $100,000 0.90% $100,000 – $250,000 1.01% $250,000 and up 1.51% Rate checked
More details - Farm Credit Employees Federal Credit UnionSavingsSavings · $5 min · 0.10%–1.00% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Offer: Effective Date: 10/11/2026
0.10% interest rate · Effective Oct 11, 2026
Rate by balance
Rate by balance for Savings Balance APY Up to $5,000 0.10% $5,001 – $100,000Your amount 0.75% $100,001 and up 1.00% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: $10 monthly fee if average balance falls below $2,500. $200 minimum deposit to open. Overdraft protection and remote deposit available for qualified applicants.
Offer: $10 monthly fee if average balance falls below $2,500. If daily balance is less than $10,000.00, the minimum balance to obtain the APY is $0.01.
0.50% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.50% $10,000 – $25,000Your amount 0.75% $25,000 and up 1.51% Rate checked
More details - Selfreliance Federal Credit UnionMoney Market AccountsMoney Market Accounts · 0.05%–3.29% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Dividends accrue on daily balance, compound monthly and rates may be adjusted monthly. Withdrawals are limited as stated in Truth In Savings disclosure. Requires admission to membership ($5.00 par value share).
0.05% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $1,000 0.05% $1,000 – $24,999Your amount 0.75% $25,000 – $74,999 1.26% $75,000 – $249,999 1.76% $250,000 – $499,999 2.27% $500,000 and up 3.29% Rate checked
More details - Citizens Bank MinnesotaWooHoo! SavingsSavings · $5,000 min · 0.75%–2.02% by balance
Bank · 6 branches
0.75%APY$75 a year on $10,000Requirements
Product: $10.00/month fee if average ledger balance falls below $5,000.00. $5,000 minimum balance required.
0.75% interest rate · $10 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for WooHoo! Savings Balance APY Up to $15,000Your amount 0.75% $15,000 – $50,000 1.00% $50,000 – $100,000 1.51% $100,000 and up 2.02% Rate checked
More details - Highland BankMoney Market SavingsMoney Market Savings · $1,000 min · 0.50%–0.75% by balance
Bank · 7 branches
0.75%APY$75 a year on $10,000Requirements
Product: Interest compounded and credited monthly. Average daily balance method used to calculate interest. $10 monthly service charge applies if minimum daily balance of $1,000 is not maintained.
Offer: $10 monthly service charge waived with $1,000 minimum daily balance.
0.50% interest rate · $10 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $1,000 0.50% $1,000 and upYour amount 0.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Minnesota
511 accounts at 189 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Minnesota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Greater Community CUCredit union · 4 branches
- Altra Federal Credit UnionCredit union · 4 branches
- VisionBankBank · 1 branch