Bank · FDIC insured
First National Bank of Moose Lake Savings Rates
First National Bank of Moose Lake’s best savings rate is 0.80% APY on $10,000, with its Investors Money Market Savings. Rates checked October 16, 2026.
How First National Bank of Moose Lake’s savings rates compare
Compared with banks and credit unions near Duluth, MN-WI, where First National Bank of Moose Lake has the most branches. $10,000, best rate first.
This bank’s best
First National Bank of Moose Lake
0.80%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $80
Investors Money Market Savings
Top rate
Affinity Plus
3.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $350
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
First National Bank of Moose Lake savings score
83
Savings score
Higher than 61% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.80%
- $100,000 balance$100,0001.20%
- QualifiedQualified0.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First National Bank of Moose Lake ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Investors Money Market Savings
0.80%APY
No fee for the month if balance is above $1,000; features unlimited withdrawals.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $9,999Rate may change after account is opened. Fees may reduce earnings. | 0.75% | — | Rate may change after account is opened. Fees may reduce earnings. |
| $10,000 – $24,999Rate may change after account is opened. Fees may reduce earnings. | 0.80% | $80 | Rate may change after account is opened. Fees may reduce earnings. |
| $25,000 – $49,999Rate may change after account is opened. Fees may reduce earnings. | 0.85% | — | Rate may change after account is opened. Fees may reduce earnings. |
| $50,000 – $99,999Rate may change after account is opened. Fees may reduce earnings. | 0.95% | — | Rate may change after account is opened. Fees may reduce earnings. |
| $100,000 and upRate may change after account is opened. Fees may reduce earnings. | 1.20% | — | Rate may change after account is opened. Fees may reduce earnings. |
Sources (2)
All captured Oct 5, 2026
Statement Savings
0.15%APY
A $5 fee is charged for the calendar quarter if daily balance falls below $100. Minimum daily balance of $100 required to obtain APY. Variable interest rate may change monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum daily balance of $100 to obtain APY. $5 fee per calendar quarter if daily balance falls below $100.$100 and up | 0.15% | $15 | Minimum daily balance of $100 to obtain APY. $5 fee per calendar quarter if daily balance falls below $100. |
Sources (3)
- firstmooselake.com/personal/savings
- firstmooselake.com/personal/savings/statement-savings
- firstmooselake.com/resources/rates
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.