Credit union · NCUA insured
SharePoint Credit Union Savings Rates
SharePoint Credit Union’s best savings rate is 0.75% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How SharePoint Credit Union’s savings rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where SharePoint Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
SharePoint Credit Union
0.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $75
Money Market
Top rate
VisionBank
3.76%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $376
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
SharePoint Credit Union savings score
83
Savings score
Higher than 61% of U.S. banks and credit unions
- $1,000 balance$1,0000.75%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0000.90%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where SharePoint Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.75%APY
Dividends are calculated on the daily balance and paid monthly. Rates are subject to change without notice. No maintenance fees.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Daily balance up to $4,999.99. Dividends calculated on the daily balance and paid monthly. | 0.75% | — | Daily balance up to $4,999.99. Dividends calculated on the daily balance and paid monthly. |
| $5,000 – $25,000Daily balance of $5,000 - $24,999.99. Dividends calculated on the daily balance and paid monthly. | 0.75% | $75 | Daily balance of $5,000 - $24,999.99. Dividends calculated on the daily balance and paid monthly. |
| $25,000 – $50,000Daily balance of $25,000 - $49,999.99. Dividends calculated on the daily balance and paid monthly. | 0.80% | — | Daily balance of $25,000 - $49,999.99. Dividends calculated on the daily balance and paid monthly. |
| $50,000 – $100,000Daily balance of $50,000 - $99,999.99. Dividends calculated on the daily balance and paid monthly. | 0.80% | — | Daily balance of $50,000 - $99,999.99. Dividends calculated on the daily balance and paid monthly. |
| $100,000 – $250,000Daily balance of $100,000 - $249,999.99. Dividends calculated on the daily balance and paid monthly. | 0.90% | — | Daily balance of $100,000 - $249,999.99. Dividends calculated on the daily balance and paid monthly. |
| $250,000 and upDaily balance $250,000 and over. Dividends calculated on the daily balance and paid monthly. | 1.00% | — | Daily balance $250,000 and over. Dividends calculated on the daily balance and paid monthly. |
Sources (1)
- sharepointcu.com/for-you/save/…ccounts-and-certificates · captured Oct 16, 2026
Primary Savings
0.10%APY
Dividends are calculated on the daily balance and paid quarterly. Minimum balance to open and maintain membership is $5.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends calculated on daily balance and paid quarterly.$5 and up | 0.10% | $10 | Dividends calculated on daily balance and paid quarterly. |
Sources (1)
- sharepointcu.com/for-you/save/…ccounts-and-certificates · captured Oct 5, 2026
Secondary Savings
0.10%APY
Can open up to seven secondary savings accounts named for specific saving goals. Dividends are calculated on the daily balance and paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends calculated on daily balance and paid quarterly.Any balance | 0.10% | $10 | Dividends calculated on daily balance and paid quarterly. |
Sources (1)
- sharepointcu.com/for-you/save/…ccounts-and-certificates · captured Oct 5, 2026
Special-purpose accounts
IRA Savings
0.40%APY
Available as Traditional IRA or Roth IRA. Dividends are calculated on the daily balance and paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends calculated on daily balance and paid quarterly.Any balance | 0.40% | $40 | Dividends calculated on daily balance and paid quarterly. |
Sources (2)
- sharepointcu.com/for-you/save/iras-retirement-savings
- sharepointcu.com/for-you/save/…ccounts-and-certificates
All captured Oct 5, 2026
All Star Savings
0.10%APY
Designed for children aged 0-17. Converts to Primary Savings upon member's eighteenth birthday. Minimum $0.01 balance required to earn APY. Dividends calculated on daily balance and paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Must be 17 and under. Minimum balance of $0.01 is required to earn APY. Dividends calculated on daily balance and paid quarterly.Over $0 | 0.10% | $10 | Must be 17 and under. Minimum balance of $0.01 is required to earn APY. Dividends calculated on daily balance and paid quarterly. |
Sources (2)
- sharepointcu.com/for-you/save/…ccounts-and-certificates
- sharepointcu.com/for-you/spend…avings-checking-accounts
All captured Oct 5, 2026
Who can join SharePoint Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, attend school, or conduct business in Anoka County, Carver County, Dakota County, Hennepin County, Ramsey County, Scott County, Washington County, or Wright County.
Employers and groups
- Membership is open to individuals affiliated with one of the credit union's partner companies.
Family and household
- Membership is open to individuals who are related to a current member.
Membership information collected October 4, 2026.