Bank · FDIC insured
Oakwood Bank Savings Rates
Oakwood Bank’s best savings rate is 0.75% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Oakwood Bank’s savings rates compare
Compared with banks and credit unions near Eau Claire, WI, where Oakwood Bank has the most branches. $10,000, best rate first.
This bank’s best
Oakwood Bank
0.75%APY
- Requires
- None
- Minimum
- $200
- Earns on $10,000 a year
- $75
Money Market
Top rate
Royal Credit Union
3.40%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $340
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
Oakwood Bank savings score
82
Savings score
Higher than 59% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0001.51%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Oakwood Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
0.75%APY
$10 monthly fee if average balance falls below $2,500. $200 minimum deposit to open. Overdraft protection and remote deposit available for qualified applicants.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000$10 monthly fee if average balance falls below $2,500. If daily balance is less than $10,000.00, the minimum balance to obtain the APY is $0.01. | 0.50% | — | $10 monthly fee if average balance falls below $2,500. If daily balance is less than $10,000.00, the minimum balance to obtain the APY is $0.01. |
| $10,000 – $25,000$10 monthly fee if average balance falls below $2,500. If daily balance is more than $9,999.99, but less than $25,000.00, the minimum balance to obtain the APY is $10,000.00. | 0.75% | $75 | $10 monthly fee if average balance falls below $2,500. If daily balance is more than $9,999.99, but less than $25,000.00, the minimum balance to obtain the APY is $10,000.00. |
| $25,000 and up$10 monthly fee if average balance falls below $2,500. If daily balance is more than $24,999.99, the minimum balance to obtain the APY is $25,000.00. | 1.51% | — | $10 monthly fee if average balance falls below $2,500. If daily balance is more than $24,999.99, the minimum balance to obtain the APY is $25,000.00. |
Sources (2)
All captured Oct 16, 2026
Passbook Savings Account
0.20%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0$5 monthly fee if average balance falls below $50; minimum balance to obtain APY is $0.01Over $0 | 0.20% | $20 | $5 monthly fee if average balance falls below $50; minimum balance to obtain APY is $0.01 |
Sources (1)
- oakwoodbank.net/personal-banking · captured Oct 16, 2026
Special-purpose accounts
Health Savings Account
0.60%APY
Must be enrolled in a high deductible insurance plan, have no other health coverage (including Medicare), and cannot be claimed as a dependent on someone else's tax return. Can be funded by you and/or your employer. Funds roll over from year to year. Can be transferred into an IRA.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Minimum balance to obtain APY is $0.01Over $0 | 0.60% | $60 | Minimum balance to obtain APY is $0.01 |
Sources (1)
- oakwoodbank.net/personal-banking · captured Oct 16, 2026
Individual Retirement Account
0.60%APY
Flex or Roth IRA. Contributions are limited to $7,000 per year if you are under the age of 49 or $8,000 if you 50 or older.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0No minimum balance; minimum balance to obtain APY is $0.01Over $0 | 0.60% | $60 | No minimum balance; minimum balance to obtain APY is $0.01 |
Sources (1)
- oakwoodbank.net/personal-banking · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.