Bank · FDIC insured
First Bank Blue Earth Savings Rates
First Bank Blue Earth’s best savings rate is 1.31% APY on $10,000, with its Preferred Savings. Rates checked October 16, 2026.
How First Bank Blue Earth’s savings rates compare
Compared with banks and credit unions in Minnesota, where First Bank Blue Earth has the most branches. $10,000, best rate first.
This bank’s best
First Bank Blue Earth
1.31%APY
- Minimum
- $100
- Earns on $10,000 a year
- $131
Preferred Savings
Top rate
Mid Minnesota Federal Credit Union
5.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
VisionBank
3.76%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $376
First Bank Blue Earth savings score
88
Savings score
Higher than 83% of U.S. banks and credit unions
- $1,000 balance$1,0001.31%
- $10,000 balance$10,0001.31%
- $100,000 balance$100,0003.30%
- QualifiedQualified1.31%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Bank Blue Earth ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Preferred Savings
1.31%APY
Interest compounded daily and credited monthly. Service charge of $2.00 imposed if balance falls below the average daily balance for the month of $100.00.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Requires a minimum daily balance of $0.01 to obtain the disclosed APY. Daily balances up to $49,999.99. Service charge of $2.00 imposed if balance falls below the average daily balance of $100.00 for the month. | 1.31% | $131 | Requires a minimum daily balance of $0.01 to obtain the disclosed APY. Daily balances up to $49,999.99. Service charge of $2.00 imposed if balance falls below the average daily balance of $100.00 for the month. |
| $50,000 and upDaily balances of $50,000.00 and up. Service charge of $2.00 imposed if balance falls below the average daily balance of $100.00 for the month. | 3.30% | — | Daily balances of $50,000.00 and up. Service charge of $2.00 imposed if balance falls below the average daily balance of $100.00 for the month. |
Sources (1)
- firstbankblueearth.com/assets/files/L5wjEknJ · captured Oct 16, 2026
Investor Savings Account
0.75%APY
For customers over 17 years of age. Interest compounded daily and credited monthly. Service charge of $2.00 imposed if balance falls below the average daily balance for the month of $100.00.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Requires a minimum daily balance of $0.01 to obtain the disclosed APY. Daily balances up to $9,999.99. Service charge of $2.00 imposed if balance falls below the average daily balance of $100.00 for the month. | 0.05% | — | Requires a minimum daily balance of $0.01 to obtain the disclosed APY. Daily balances up to $9,999.99. Service charge of $2.00 imposed if balance falls below the average daily balance of $100.00 for the month. |
| $10,000 – $25,000Daily balances of $10,000.00 to $24,999.99. Service charge of $2.00 imposed if balance falls below the average daily balance of $100.00 for the month. | 0.75% | $75 | Daily balances of $10,000.00 to $24,999.99. Service charge of $2.00 imposed if balance falls below the average daily balance of $100.00 for the month. |
| $25,000 – $50,000Daily balances of $25,000.00 to $49,999.99. Service charge of $2.00 imposed if balance falls below the average daily balance of $100.00 for the month. | 0.85% | — | Daily balances of $25,000.00 to $49,999.99. Service charge of $2.00 imposed if balance falls below the average daily balance of $100.00 for the month. |
| $50,000 – $100,000Daily balances of $50,000.00 to $99,999.99. Service charge of $2.00 imposed if balance falls below the average daily balance of $100.00 for the month. | 0.90% | — | Daily balances of $50,000.00 to $99,999.99. Service charge of $2.00 imposed if balance falls below the average daily balance of $100.00 for the month. |
| $100,000 – $250,000Daily balances of $100,000.00 to $249,999.99. Service charge of $2.00 imposed if balance falls below the average daily balance of $100.00 for the month. | 1.01% | — | Daily balances of $100,000.00 to $249,999.99. Service charge of $2.00 imposed if balance falls below the average daily balance of $100.00 for the month. |
| $250,000 and upDaily balances of $250,000.00 and up. Service charge of $2.00 imposed if balance falls below the average daily balance of $100.00 for the month. | 1.51% | — | Daily balances of $250,000.00 and up. Service charge of $2.00 imposed if balance falls below the average daily balance of $100.00 for the month. |
Sources (3)
- firstbankblueearth.com/personal/personal-savings
- firstbankblueearth.com/personal/rates
- firstbankblueearth.com/assets/files/L5wjEknJ
All captured Oct 16, 2026
Consumer Regular Savings Account
0.05%APY
Interest compounded quarterly and credited quarterly. Service charge of $2.00 will be imposed if balance falls below the average daily balance for the month of $100.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Requires a minimum daily balance of $0.01 to obtain the disclosed APY. Service charge of $2.00 imposed if balance falls below the average daily balance of $100.00 for the month.Over $0 | 0.05% | $5 | Requires a minimum daily balance of $0.01 to obtain the disclosed APY. Service charge of $2.00 imposed if balance falls below the average daily balance of $100.00 for the month. |
Sources (1)
- firstbankblueearth.com/assets/files/L5wjEknJ · captured Oct 16, 2026
Special-purpose accounts
Minor/Bucs Savings Account
0.05%APY
For customers age 17 years and under. Interest compounded quarterly and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Requires a minimum daily balance of $0.01 to obtain disclosed APY. No monthly service fee.Over $0 | 0.05% | $5 | Requires a minimum daily balance of $0.01 to obtain disclosed APY. No monthly service fee. |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.